321 Creekside Ln, Pelham, AL 35124 Property Records

Shelby County property record for 321 Creekside Ln, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2007
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Jul 2017)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	Jun 2019 Sale Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`137261006015000`

Property Details

APN / Parcel Number

Primary APN	`137261006015000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
1st Floor Area	1,620 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	93 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 CREEKSIDE LN
City	PELHAM
State	AL
Zip	35124-3982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 26 20S 03W NBRHD: 08 HOLLAND LAKES R-2
Legal Range	03W
Legal Township	20S
Legal Section	26
Legal Subdivision	HOLLAND LAKES SEC 2 PH 2
Legal Lot Number	162
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1005
Census Tract	30341

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CREEKSIDE LN, PELHAM, AL 35124-3982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 19, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH
Jul 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Aug 27, 2009 · Amount on Record
Deed Document Number	2017256500
Prior Transfer Date	Jul 13, 2017
Prior Transfer Doc	0000256520
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 5, 2019
Property Address	321 CREEKSIDE LN, PELHAM, AL 35124-3982
Document Number	0000195140
Instrument Date	Dec 31, 2018
Instrument	195140
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$86.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CREEKSIDE LN PELHAM AL 351243982, PELHAM, AL 35124-3982

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	321 CREEKSIDE LN, PELHAM, AL 35124-3982
Document Number	0000311790
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CREEKSIDE LN PELHAM AL 351243982, PELHAM, AL 35124-3982

Mortgage

Document Number	0000311790
Date	Aug 28, 2017
Instrument	311790

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 27, 2022

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 18, 2017
Property Address	321 CREEKSIDE LN, PELHAM, AL 35124-3982
Document Number	0000256500
Instrument Date	Jul 13, 2017
Instrument	256500
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 INDIAN FOREST TRL INDIAN SPRINGS AL 351243709, INDIAN SPRINGS, AL 35124-3709

Mortgage

Document Number	256510
Date	Jul 18, 2017
Instrument	256510

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3366

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 18, 2017
Property Address	321 CREEKSIDE LN, PELHAM, AL 35124-3982
Document Number	0000256520
Instrument Date	Jul 13, 2017
Instrument	256520
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	321 CREEKSIDE LN PELHAM AL 351243982, PELHAM, AL 35124-3982

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,763.00	$30,400 (+7.27%)	$303,900 (+7.23%) Land $65,000 Building $238,900
2023	Homeowner's exemption Senior Citizen's exemption	$28,340	$283,400 Land $65,000 Building $218,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	11 (2014–2021)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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