320 Creekside Ln, Pelham, AL 35124 Property Records

Shelby County property record for 320 Creekside Ln, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,486 sqft · built 2006
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$166,900 (Sep 2006)
Tax Bill	$1,550 (2026)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`137261006030000`

Property Details

APN / Parcel Number

Primary APN	`137261006030000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Heated Area
1st Floor Area	1,486 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	93 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 CREEKSIDE LN
City	PELHAM
State	AL
Zip	35124-3981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 26 20S 03W NBRHD: 08 HOLLAND LAKES R-2
Legal Range	03W
Legal Township	20S
Legal Section	26
Legal Subdivision	HOLLAND LAKES SEC 2 PH 2
Legal Lot Number	251
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1005
Census Tract	30341

Owner

320 Creekside Ln is owned and occupied by an individual who bought it in September 2006.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 CREEKSIDE LN, PELHAM, AL 35124-3981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2006 · Amount on File
Deed Sale	Sep 21, 2006 · Amount on File
Deed Document Number	2006468670
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	320 CREEKSIDE LN, PELHAM, AL 35124-3981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255560
Date	Jul 18, 2018
Instrument	20180718000255560

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 320 Creekside Ln was $1,550 with a homeowner's exemption, down 4% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,550.00 (-3.97%) Homeowner's exemption
2025	$1,614.00	$27,840	$278,300 Land $65,000 Building $213,300
2023	$1,467.00 Homeowner's exemption	$26,000	$260,000 Land $65,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Creekside Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	11 (2014–2021)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Creekside Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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