320 Commonwealth Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 320 Commonwealth Ave, Erlanger, KY 41018 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,580 sqft Finished Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$173,000 (2019)
Tax Bill$2,686.00 (2025)

Property Details

APN / Parcel Number

Primary APN003-30-13-001.01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,580 sqft Finished Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area9,148 sqft (0.21 acres)
Depth X Width125 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address320 COMMONWEALTH AVE
CityERLANGER
StateKY
Zip41018-1748
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionERLANGER PROPER RESUB OF LOTS 161-162 LOTS 190-191-192
Legal SubdivisionERLANGER RE SUBD
Legal Lot Number190-192
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2027
Census Tract64400

Owner

Source: Kenton County records · APN 003-30-13-001.01

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address320 COMMONWEALTH AVE, ERLANGER, KY 41018-1748
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Jul 08, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN MTG SVC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2019 · Amount on Record
Deed SaleJul 08, 2019 · Amount on Record
Prior SaleMay 09, 2002 · Amount on Record
Deed Doc Number201907 08 059 00060
Deed Book / Page6698 / 13
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address320 COMMONWEALTH AVE, ERLANGER, KY 41018-1748
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 COMMONWEALTH AVE, ERLANGER, KY 41018-1748
InvestorPossibly a Property Investor

Mortgage

Document Number0005900132
DateMay 18, 2022
Book Page371/209
Instrument22051805900132
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term357 Months
DueFeb 01, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 08, 2019
Property Address320 COMMONWEALTH AVE, ERLANGER, KY 41018-1748
Document Number0000000060
Book / Page0C6698 / 000013
Instrument DateJun 28, 2019
Instrument60
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyAMERICAN MORTGAGE SERVICES COMPANY, AMERICAN MTG SVC CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$173.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address320 COMMONWEALTH AVE ERLANGER KY 410181748, ERLANGER, KY 41018-1748

Mortgage

Document Number62
DateJul 08, 2019
Book Page0C6698/000016
Instrument62
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 07, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,686.00 (+1.51%)$203,700 (-) Land $25,000 Building $178,700$203,700 (-) Land $25,000 Building $178,700
2023$2,646.00$203,700 Land $25,000 Building $178,700$203,700 Land $25,000 Building $178,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Erlanger Proper Subdivision Historic District
listed 2002 · 173 contributing resources · NRIS 02000918

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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