Kenton County property record for 320 Commonwealth Ave, Erlanger, KY 41018 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,580 sqft Finished Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $173,000 (2019) |
| Tax Bill | $2,686.00 (2025) |
| Primary APN | 003-30-13-001.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,580 sqft Finished Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 125 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 320 COMMONWEALTH AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1748 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER RESUB OF LOTS 161-162 LOTS 190-191-192 |
| Legal Subdivision | ERLANGER RE SUBD |
| Legal Lot Number | 190-192 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 64400 |
Source: Kenton County records · APN 003-30-13-001.01
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 COMMONWEALTH AVE, ERLANGER, KY 41018-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Jul 08, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage AMERICAN MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2019 · Amount on Record |
| Deed Sale | Jul 08, 2019 · Amount on Record |
| Prior Sale | May 09, 2002 · Amount on Record |
| Deed Doc Number | 201907 08 059 00060 |
| Deed Book / Page | 6698 / 13 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 320 COMMONWEALTH AVE, ERLANGER, KY 41018-1748 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 320 COMMONWEALTH AVE, ERLANGER, KY 41018-1748 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900132 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 371/209 |
| Instrument | 22051805900132 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 08, 2019 |
| Property Address | 320 COMMONWEALTH AVE, ERLANGER, KY 41018-1748 |
| Document Number | 0000000060 |
| Book / Page | 0C6698 / 000013 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 60 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | AMERICAN MORTGAGE SERVICES COMPANY, AMERICAN MTG SVC CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 320 COMMONWEALTH AVE ERLANGER KY 410181748, ERLANGER, KY 41018-1748 |
| Document Number | 62 |
|---|---|
| Date | Jul 08, 2019 |
| Book Page | 0C6698/000016 |
| Instrument | 62 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2049 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 (+1.51%) | $203,700 (-) Land $25,000 Building $178,700 | $203,700 (-) Land $25,000 Building $178,700 |
| 2023 | $2,646.00 | $203,700 Land $25,000 Building $178,700 | $203,700 Land $25,000 Building $178,700 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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