Clay County property record for 321 Cj Ln, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 2000 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Jul 2009) |
| Tax Bill | $870 (2026) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 558100096648 |
| Primary APN | 558100096648 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 864 sqft Heated Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 33,106 sqft (0.76 acres) |
| Account Number | 8582301 |
|---|---|
| Street Address | 321 CJ LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 POSTON PROPERTY |
| Legal Subdivision | W W LAND SURVEYING INC |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 950102 |
321 Cj Ln is owned by two individuals who acquired it in August 2025.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2431 NW 41ST ST, 1405, GAINESVILLE, FL 32606-7403 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2009 · Amount on File |
| Deed Sale | Jul 13, 2009 · Amount on File |
| Deed Document Number | 20091998 |
| Deed Book / Page | 342 / 151 |
| Last Transfer Date | Aug 12, 2025 |
| Transfer Doc | 0000001806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Aug 6, 2026 |
| Property Address | 321 CJ LN, HAYESVILLE, NC 28904 |
| Document Number | 0000001806 |
| Book / Page | 492 / 137 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 20261806 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
The 2026 property tax bill for 321 Cj Ln was $870, up 12.1% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $870.00 (+12.11%) | $248,600 (+72.64%) Land $61,300 Building $187,300 | $248,600 (+72.64%) Land $61,300 Building $187,300 |
| 2025 | $776.00 | $144,000 Land $47,100 Building $96,900 | $144,000 Land $47,100 Building $96,900 |
| 2023 | $662.00 | $144,000 Land $47,100 Building $96,900 | $144,000 Land $47,100 Building $96,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Cj Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Cj Ln is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 45 / 3 |
May also be available: RiverStreet Networks.
No cell data coverage reported
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