Clay County property record for 243 Cj Ln, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,730 sqft · built 2004 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,500 (Jun 2009) |
| Tax Bill | $1,477 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 558100099955 |
| Primary APN | 558100099955 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 1,730 sqft Heated Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 54,450 sqft (1.25 acres) |
| Account Number | 8552301 |
|---|---|
| Street Address | 243 CJ LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-0200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 POSTON PROPERTY |
| Legal Subdivision | SURVEY FOR JOEL A POSTON |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 950102 |
243 Cj Ln is owned and occupied by two individuals who bought it in June 2009.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 CJ LN, HAYESVILLE, NC 28904-0200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2009 · Amount on File |
| Deed Sale | Jun 18, 2009 · Amount on File |
| Deed Document Number | 20091714 |
| Deed Book / Page | 341 / 200 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 243 Cj Ln was $1,477, up 46.2% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,477.00 (+46.24%) | $489,500 (+105.07%) Land $67,500 Building $422,000 | $489,500 (+105.07%) Land $67,500 Building $422,000 |
| 2025 | $1,010.00 | $238,700 Land $51,600 Building $187,100 | $238,700 Land $51,600 Building $187,100 |
| 2023 | $1,098.00 | $238,700 Land $51,600 Building $187,100 | $238,700 Land $51,600 Building $187,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Cj Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Cj Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Frontier.
4G LTE (outdoors only), no 5G reported
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