Harford County property record for 321 Cigar Loop, Havre De Grace, MD 21078
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,488 sqft · built 2006 |
| Lot Size | 0.094 acres (4,106 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $420,000 (Oct 2022) |
| Tax Bill | $3,386 (2026) |
| Deeds & Mortgages | Oct 2026 Sale Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-067352 |
| Primary APN | 06-067352 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,488 sqft Total Area |
| Basement Area | 1,180 sqft |
| Finished Basement | 1,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,106 sqft (0.094 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 160 sqft |
| Balcony Area | 690 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 067352 |
|---|---|
| Street Address | 321 CIGAR LOOP |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-2349 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 1925 4106 SF 321 CIGAR LOOP BULLE ROCK PT 118/46 |
| Legal Subdivision | PLAT FIVE A BULLE ROCK |
| Legal Lot Number | 1925 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 306400 |
Source: Harford County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 321 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2349 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 3, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on Record |
| Deed Sale | Oct 3, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2011 · Amount on Record |
| Deed Book / Page | 15691 / 170 |
| Transfer Doc | 0032100715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 14, 2026 |
| Property Address | 321 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2349 |
| Document Number | 1733000078 |
| Book / Page | 17330 / 78 |
| Instrument Date | Jul 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 321 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2349 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 3, 2022 |
| Property Address | 321 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2349 |
| Document Number | 0156910170 |
| Book / Page | 15691 / 170 |
| Map Reference | MB 118 FO 46 |
| Instrument Date | Sep 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | NOT AVAILABLE, KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0156910175 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 15691-0175 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,386.00 (+24.53%) | $355,233 (+10.92%) | $390,200 (-) Land $80,000 Building $310,200 |
| 2025 | $2,719.00 (+35.48%) | $320,267 (+16.01%) | $390,200 (+36.77%) Land $80,000 Building $310,200 |
| 2023 | $276,067 | $285,300 Land $80,000 Building $205,300 | |
| 2022 | $2,007.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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