320 Cigar Loop, Havre De Grace, MD 21078 Property Records

Harford County property record for 320 Cigar Loop, Havre De Grace, MD 21078

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,734 sqft · built 2006
Lot Size	0.119 acres (5,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Jan 2018)
Tax Bill	$3,455 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-067190`

Property Details

APN / Parcel Number

Primary APN	`06-067190`
Alternative APN	`067190`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,734 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,192 sqft (0.119 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Balcony Area	526 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	067190
Street Address	320 CIGAR LOOP
City	HAVRE DE GRACE
State	MD
Zip	21078-2348
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 1911 5192 SF 320 CIGAR LOOP BULLE ROCK PT 118/46
Legal Subdivision	BULLE ROCK
Legal Lot Number	1911
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	5
Census Block	5001
Census Tract	306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Document Number	201812687-0343
Deed Book / Page	12687 / 343
Transfer Doc	0032100715
Record Updated	Oct 29, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 30, 2018
Property Address	320 CIGAR LOOP, HAVRE DE GRACE, MD 21078-2348
Document Number	0126870343
Book / Page	12687 / 0343
Map Reference	MB118 PG46
Instrument Date	Oct 20, 2017
Instrument	12687-0343
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Tax	$4,181.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 CIGAR LOOP # 740, 740, HAVRE DE GRACE, MD 21078-2348

Mortgage

Document Number	0126870348
Date	Jan 30, 2018
Instrument	12687-0348

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,455.00 (+16.13%)	$362,500 (+7.47%)	$387,700 (-) Land $85,000 Building $302,700
2025	$2,975.00 (+10.88%)	$337,300 (+13.65%)	$387,700 (+24.22%) Land $85,000 Building $302,700
2023		$296,800 (+5.44%)	$312,100 (-) Land $85,000 Building $227,100
2022	$2,683.00 (+0.49%)	$281,500	$312,100 Land $85,000 Building $227,100
2021	$2,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20