321 Channing Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 321 Channing Rd, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,038 sqft · built 1983
Lot Size	0.234 acres (10,172 sqft)
Owner	Company Name on File
Last Sale	$1,225,000 (Jun 2023)
Tax Bill	$13,167 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`BELM M:38 P:000048 S:B`

Property Details

APN / Parcel Number

Primary APN	`BELM M:38 P:000048 S:B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,038 sqft Living Area
1st Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,172 sqft (0.234 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	321 CHANNING RD
City	BELMONT
State	MA
Zip	02478-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	3
Census Block	3009
Census Tract	357100

Owner

321 Channing Rd is owned by a company that bought it in June 2023.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	40 BRIGHTON ST, BELMONT, MA 02478-4172
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK
Aug 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Aug 10, 2018
Deed Document Number	202368777
Deed Book / Page	81697 / 226
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jun 26, 2023
Property Address	321 CHANNING RD, BELMONT, MA 02478-4157
Document Number	081697-226
Book / Page	81697 / 226
Instrument Date	Jun 26, 2023
Instrument	68777
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 EVERGREEN WAY, BELMONT, MA 02478-2130

Mortgage

Document Number	0000068778
Date	Jun 26, 2023
Instrument	68778

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2033
Max Rate At Change	2.75%
Index	Other

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Aug 10, 2018
Property Address	321 CHANNING RD, BELMONT, MA 02478-4157
Document Number	71455-488
Book / Page	071455 / 000488
Instrument Date	Jul 25, 2018
Instrument	122157
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CHANNING RD BELMONT MA 024784157, BELMONT, MA 02478-4157

Tax Assessment & Valuation

The 2025 property tax bill for 321 Channing Rd was $13,167.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,167.00	$1,156,000 Land $594,000 Building $562,000	$1,312,995 (+10.96%)
2024			$1,183,320
2023	$10,150.00	$903,000 Land $699,000 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Channing Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 Channing Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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