321 Chadwick Dr, Paducah, KY 42003 Property Records

McCracken County property record for 321 Chadwick Dr, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,341 sqft · built 2006
Lot Size	0.031 acres (1,341 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Jul 2024)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`121-20-03-022`

Property Details

APN / Parcel Number

Primary APN	`121-20-03-022`
Alternative APNs	`123383` `151559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,341 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,341 sqft (0.031 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	151559
Street Address	321 CHADWICK DR
City	PADUCAH
State	KY
Zip	42003-8524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-15-80 RED OAK EST II L14G
Legal Subdivision	RED OAK EST
Legal Lot Number	14G
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4011
Census Tract	31000

Owner

Source: McCracken County assessment roll, APN 121-20-03-022, as of December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2651 PERKINS CREEK DR, PADUCAH, KY 42001-7473
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2024 · Amount on Record
Deed Sale	Jul 08, 2024 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	2024697390
Deed Book / Page	1504 / 153
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Recording Date	Jul 31, 2026
Property Address	321 CHADWICK DR, PADUCAH, KY 42003-8524
Document Number	0000852587
Book / Page	1890 / 154
Instrument Date	Jul 23, 2026
Instrument	2026852587
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CHADWICK DR, PADUCAH, KY 42003-8524

Mortgage

Document Number	0000852587,
Date	Jul 31, 2026
Book Page	1890/154
Instrument	2026852587

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: McCracken County assessment roll as of December 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00 (+107.43%)	$213,000 (+42%)	$213,000 (+42%)
2023	$1,009.00 (-6.83%) Homeowner's exemption	$150,000 (+36.99%)	$150,000 (+36.99%)
2022	$1,083.00 Homeowner's exemption	$109,500	$109,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCracken County (21145C), as of November 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211450310004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 71 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0730533, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PADUCAH WATER WORKS serves 65,004 people
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.