265 Chadwick Dr, Paducah, KY 42003 Property Records

McCracken County property record for 265 Chadwick Dr, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,514 sqft · built 1977
Lot Size	0.035 acres (1,514 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,835 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`121-20-03-016`

Property Details

APN / Parcel Number

Primary APN	`121-20-03-016`
Alternative APNs	`163296` `55694`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,514 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,514 sqft (0.035 acres)
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	163296
Street Address	265 CHADWICK DR
City	PADUCAH
State	KY
Zip	42003-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-15-86 RED OAK EST L15D
Legal Subdivision	RED OAK EST
Legal Lot Number	15D
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4011
Census Tract	31000

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 CHADWICK DR, PADUCAH, KY 42003-8520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 3, 2025
Transfer Doc	00D1528/90
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCCRACKEN KY
Recording Date	Sep 3, 2025
Property Address	265 CHADWICK DR, PADUCAH, KY 42003-8520
Document Number	00D1528/90
Book / Page	D1528 / 90
Map Reference	MB H PG 64
Instrument Date	Sep 3, 2025
Instrument	723129
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 CHADWICK DR, PADUCAH, KY 42003-8520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CHADWICK DR, PADUCAH, KY 42003-8520

Mortgage

Document Number	0000724578
Date	Sep 3, 2025
Instrument	724578

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,200 (-)	$186,200 (-)
2025	$1,835.00 (-0.97%)	$186,200 (-)	$186,200 (-)
2024	$1,853.00 (+50.16%)	$186,200 (+46.85%)	$186,200 (+46.85%)
2023	$1,234.00 (-1.67%)	$126,800 (-)	$126,800 (-)
2022	$1,255.00	$126,800	$126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20