321 Central Ave, Lockland (Cincinnati), OH 45215 Property Records

Hamilton County property record for 321 Central Ave, Lockland, OH 45215

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 895 sqft · built 1917
Lot Size	0.158 acres (6,926 sqft)
Owner	Company Name on Record
Last Sale	$23,000 (Apr 2020)
Tax Bill	$832 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`641-0014-0271-00`

Property Details

APN / Parcel Number

Primary APN	`641-0014-0271-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	895 sqft Living Area
1st Floor Area	895 sqft
Basement Area	895 sqft

Exterior

Year Built	Built 1917
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,926 sqft (0.158 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	216 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	321 CENTRAL AVE
City	LOCKLAND
State	OH
Zip	45215-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	321 CENTRAL 50 X 145 LOT 19 CONKLINS SUB
Legal Subdivision	CONKLINS SUB
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2029
Census Tract	27400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4832 COOPER RD, CINCINNATI, OH 45242-6944
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage SPRING VLY BK
Apr 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Feb 27, 2013
Deed Document Number	0000033417
Deed Book / Page	014143 / 001501
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	321 CENTRAL AVE, LOCKLAND, OH 45215-4634
Document Number	0000098964
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10631 MILL RD CINCINNATI OH 452403542, CINCINNATI, OH 45240-3542

Mortgage

Document Number	0000098964
Date	Sep 28, 2020
Book Page	014262/000010
Instrument	98964

Lender

Name	SPRING VLY BK
Type	Bank
Address	WYOMING, OH 45215

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2030

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 9, 2020
Property Address	321 CENTRAL AVE, LOCKLAND, OH 45215-4634
Document Number	0000033417
Book / Page	014143 / 001501
Instrument Date	Apr 2, 2020
Instrument	33417
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$92.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4832 COOPER RD #290 CINCINNATI OH 452426944, 290, CINCINNATI, OH 45242-6944

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00 (-1.89%)	$14,679 (+0.01%) Land $829 Building $13,850
2024	$848.00 (+0.95%)	$14,678 (-) Land $829 Building $13,849
2023	$840.00 (+45.83%)	$14,678 (+82.34%) Land $829 Building $13,849	$41,940 (+82.35%) Land $2,370 Building $39,570
2022	$576.00	$8,050 Land $728 Building $7,322
2020			$23,000 Land $2,080 Building $20,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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