320 Central Ave, Lockland (Cincinnati), OH 45215 Property Records

Hamilton County property record for 320 Central Ave, Lockland, OH 45215

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,562 sqft · built 1905
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on Record
Last Sale	$100,940 (Feb 2024)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641-0014-0277-00`

Property Details

APN / Parcel Number

Primary APN	`641-0014-0277-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,562 sqft Finished Area
1st Floor Area	1,474 sqft
2nd Floor Area	1,088 sqft
Basement Area	448 sqft

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	100 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	320 CENTRAL AVE
City	LOCKLAND
State	OH
Zip	45215-4635
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	320-322 CENTRAL AVE 50 X 139.33 IRR PT LOT 36 CONKLINS SUB
Legal Subdivision	CONKLINS SUB
Legal Lot Number	36
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2019
Census Tract	27400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 CENTRAL AVE, LOCKLAND, OH 45215-4635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Dec 5, 2000
Deed Document Number	0000011270
Deed Book / Page	15106 / 1711
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2024
Property Address	320 CENTRAL AVE, LOCKLAND, OH 45215-4635
Document Number	0000011270
Book / Page	15106 / 1711
Map Reference	MB 3 PG 162
Instrument Date	Feb 16, 2024
Instrument	2024-0011270
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CENTRAL AVE, LOCKLAND, OH 45215-4635

Mortgage

Document Number	0000011271
Date	Feb 20, 2024
Instrument	2024-0011271

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (-3.32%)	$20,440 (-) Land $3,612 Building $16,828
2024	$1,176.00 (+0.94%)	$20,440 (-) Land $3,612 Building $16,828
2023	$1,165.00 (-3.96%)	$20,440 (+19.57%) Land $3,612 Building $16,828	$58,400 (+19.57%) Land $10,320 Building $48,080
2022	$1,213.00	$17,095 Land $3,175 Building $13,920
2020			$48,840 Land $9,070 Building $39,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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