321 Central Ave, Great Falls, MT 59401 Property Records

Cascade County property record for 321 Central Ave, Great Falls, MT 59401

Property Summary

Property Type	Office Building
Details	61,974 sqft · built 1928
Lot Size	0.344 acres (14,985 sqft)
Owner	Company Name on Record
Last Sale	$790,000 (Feb 2019)
Tax Bill	$26,614 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R028653`

Property Details

APN / Parcel Number

Primary APN	`R028653`
Alternative APNs	`02-3015-12-2-20-07-0000` `0000160500` `00160500`

Interior

Stories	4 Stories
Building Area	61,974 sqft Total Area
Gross Area	62,000 sqft
1st Floor Area	14,974 sqft
Upper Floors Area	45,000 sqft
Basement Area	15,000 sqft
Finished Basement	15,000 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Canopy	2,750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000160500
Old Parcel Number	00160500
Street Address	321 CENTRAL AVE
City	GREAT FALLS
State	MT
Zip	59401-3113
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	GREAT FALLS ORIGINAL TOWNSITE, S12, T20 N, R03 E, BLOCK 314, LOT 008, LTS 8-9
Legal Range	03E
Legal Township	20N
Legal Section	12
Legal Quarter	NW
Legal Subdivision	GREAT FALLS ORIGINAL TOWNSITE
Legal Block	314
Legal Lot Number	8,9 9
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	3
Census Block	3011
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Great Falls Central Business Historic District listed 2004 · 99 contributing resources · NRIS 04000374

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cascade County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	609 ROBIN CT, GREAT FALLS, MT 59404-3569
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Feb 19, 2019	Deed, Transfer · Commercial Mortgage US BANK TRUST CO NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	R0367060
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	321 CENTRAL AVE, GREAT FALLS, MT 59401-3113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000376795
Date	Sep 27, 2019
Instrument	R0376795

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CASCADE MT
Recording Date	Feb 19, 2019
Property Address	321 CENTRAL AVE, GREAT FALLS, MT 59401-3113
Document Number	00R0367060
Instrument Date	Jan 2, 2019
Instrument	R0367060
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 ROBIN CT, GREAT FALLS, MT 59404-3569

Mortgage

Document Number	00R0367061
Date	Feb 19, 2019
Instrument	R0367061

Lender

Name	US BANK TRUST CO NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,614.00 (+139.44%)	$1,537,800 (+154.8%)	$1,537,800 (+154.8%) Land $90,000 Building $1,447,800
2023	$11,115.00	$603,530	$603,530 Land $96,750 Building $506,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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