313 Central Ave, Great Falls, MT 59401 Property Records

Cascade County property record for 313 Central Ave, Great Falls, MT 59401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,449 sqft · built 1934
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on File
Last Sale	$491,300 (Apr 2020)
Tax Bill	$6,092 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R028655`

Property Details

APN / Parcel Number

Primary APN	`R028655`
Alternative APNs	`02-3015-12-2-20-04-0000` `0000160600` `00160600`

Interior

Stories	2 Stories
Building Area	10,449 sqft Total Area
1st Floor Area	7,449 sqft
Upper Floors Area	3,000 sqft
Basement Area	7,500 sqft
Finished Basement	7,500 sqft
Unfinished Basement	7,500 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Major Street/Thoroughfare
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000160600
Street Address	313 CENTRAL AVE
City	GREAT FALLS
State	MT
Zip	59401-3113
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	GREAT FALLS ORIGINAL TOWNSITE, S12, T20 N, R03 E, BLOCK 314, LOT 011
Legal Range	03E
Legal Township	20N
Legal Section	12
Legal Subdivision	GREAT FALLS ORIGINAL TOWNSITE
Legal Block	314
Legal Lot Number	11
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	3
Census Block	3011
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Great Falls Central Business Historic District listed 2004 · 99 contributing resources · NRIS 04000374

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

313 Central Ave, a commercial property, is owned by a company that bought it in April 2020.

Source: Cascade County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1088, GREAT FALLS, MT 59403-1088
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Unknown GREAT FALLS DEVELOPMENT AUTHORITY INC
Apr 30, 2020	Warranty Deed, Transfer · Line of Credit AMERICAN BANK CENTER
Mar 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Deed Document Number	2020387083
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0000352581
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	313 CENTRAL AVE, GREAT FALLS, MT 59401-3113
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0431713
Date	Jun 22, 2022
Instrument	R0431713

Lender

Name	GREAT FALLS DEVELOPMENT AUTHORITY INC
Type	Government Agency
Address	GREAT FALLS, MT 59404

Agreement

Type	Unknown
Term	60 Months
Due	Jun 1, 2027

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Apr 30, 2020
Property Address	313 CENTRAL AVE, GREAT FALLS, MT 59401-3113
Document Number	00R0387083
Instrument Date	Apr 30, 2020
Instrument	R0387083
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1088, GREAT FALLS, MT 59403-1088

Mortgage

Document Number	00R0387084
Date	Apr 30, 2020
Instrument	R0387084

Lender

Name	AMERICAN BANK CENTER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Apr 30, 2021

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Mar 16, 2018
Property Address	313 CENTRAL AVE, GREAT FALLS, MT 59401-3113
Document Number	0000352581
Instrument Date	Mar 16, 2018
Instrument	352581
Transaction Type	Transfer
Record Updated	Mar 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	315 CENTRAL AVE GREAT FALLS MT 594013113, GREAT FALLS, MT 59401-3113

Tax Assessment & Valuation

The 2026 property tax bill for 313 Central Ave was $6,092, down 27.3% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,092.00 (-27.25%)	$515,900 (-)
2025	$8,374.00	$515,900	$515,900 Land $61,500 Building $454,400
2023	$7,395.00	$416,190	$416,190 Land $77,250 Building $338,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 313 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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