321 Cemetery Rd, Williamsburg, KY 40769 Property Records

Whitley County property record for 321 Cemetery Rd, Williamsburg, KY 40769

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1940
Lot Size	0.335 acres (14,593 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2021)
Tax Bill	$575 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-20-00-034.00`

Property Details

APN / Parcel Number

Primary APN	`110-20-00-034.00`
Alternative APN	`136575`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,593 sqft (0.335 acres)
Terrain	Rolling
Garage Area	200 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	321 CEMETERY RD
City	WILLIAMSBURG
State	KY
Zip	40769-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1 ST FRM HS/LT 1 (0.335 AC)- CEMETERY RD
Legal Subdivision	HIGHLAND PARK
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2009
Census Tract	920502

Owner

Source: Whitley County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CEMETERY RD, WILLIAMSBURG, KY 40769-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage UBANK
Dec 28, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Sep 25, 2019	Warranty Deed, Transfer
Apr 5, 2019	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	2021276951
Deed Book / Page	565 / 917
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	321 CEMETERY RD, WILLIAMSBURG, KY 40769-1514
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 AFTON LN, LONDON, KY 40741-7828

Mortgage

Document Number	00M651/525
Date	Feb 24, 2020
Book Page	M651/525
Instrument	241357

Lender

Name	UBANK
Type	Bank
Address	JELLICO, TN 37762

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Mar 20, 2025

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Dec 28, 2021
Property Address	321 CEMETERY RD, WILLIAMSBURG, KY 40769-1514
Document Number	00D565/917
Book / Page	D565 / 917
Map Reference	MB 552 PG 495
Instrument Date	Dec 16, 2021
Instrument	276951
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 CEMETERY RD, 321, WILLIAMSBURG, KY 40769-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	321 CEMETERY RD, WILLIAMSBURG, KY 40769-1514

Mortgage

Document Number	000M685447
Date	Dec 28, 2021
Instrument	M685/447

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Sep 25, 2019
Property Address	321 CEMETERY RD, WILLIAMSBURG, KY 40769-1514
Document Number	00D552/495
Book / Page	D552 / 495
Instrument Date	Apr 18, 2019
Instrument	238956
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 FLATWOODS RD, 90, WILLIAMSBURG, KY 40769-9739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 AFTON LN, LONDON, KY 40741-7828

April 2019: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	WHITLEY KY
Recording Date	Apr 5, 2019
Property Address	321 CEMETERY RD, WILLIAMSBURG, KY 40769-1514
Document Number	00D549/940
Book / Page	D549 / 940
Instrument Date	Jul 16, 2018
Instrument	236130
Transaction Type	Foreclosure
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	90 FLATWOODS RD, WILLIAMSBURG, KY 40769-9739
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Municipality	Williamsburg City
Unified School District	Williamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$575.00 (-3.85%)	$177,500 (-)	$177,500 (-)
2023	$598.00	$177,500	$177,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG WATER DEPARTMENT serves 5,554 people · EPA ID KY1180471
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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