163 Cemetery Rd, Williamsburg, KY 40769 Property Records

Whitley County property record for 163 Cemetery Rd, Williamsburg, KY 40769

Property Summary

Property Type	Commercial
Details	3,328 sqft · built 1976
Lot Size	1.7 acres (74,052 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Jul 2012)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`110-20-00-030.00`

Property Details

APN / Parcel Number

Primary APN	`110-20-00-030.00`
Alternative APN	`14338`

Interior

Units	4 Units
Stories	1 Story
Building Area	3,328 sqft Total Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	163 CEMETERY RD
City	WILLIAMSBURG
State	KY
Zip	40769-1552
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R4
Legal Description	40 UNIT APT BLDG & 1.7 AC+ CUMBERLAND
Legal Subdivision	CUMB HGTS/HP
Legal Unit	40
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2019
Census Tract	920502

Owner

Source: Whitley County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2178, CORBIN, KY 40702-2178
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage COMMUNITY TRUST BANK INC
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2012 · Amount on Record
Deed Sale	Jul 11, 2012 · Amount on Record
Deed Document Number	2012191116
Deed Book / Page	508 / 737
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	163 CEMETERY RD, WILLIAMSBURG, KY 40769-1552
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 AFTON LN, LONDON, KY 40741-7828

Mortgage

Document Number	00M669/918
Date	Feb 12, 2021
Book Page	M669/918
Instrument	271198

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 3, 2041

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	163 CEMETERY RD, WILLIAMSBURG, KY 40769-1552
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 AFTON LN, LONDON, KY 40741-7828

Mortgage

Document Number	00M669/944
Date	Feb 12, 2021
Book Page	M669/944
Instrument	271200

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Municipality	Williamsburg City
Unified School District	Williamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00 (-3.86%)	$800,000 (-)	$800,000 (-)
2023	$2,696.00	$800,000	$800,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG WATER DEPARTMENT serves 5,554 people · EPA ID KY1180471
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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