Chesapeake City property record for 321 Cairns Rd, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 3 ba · 2,627 sqft · built 2021 |
| Lot Size | 0.23 acres (10,054 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $749,900 (Oct 2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2022 Sale & Mortgage |
| APN | 0851004001320 |
| Primary APN | 0851004001320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,627 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,054 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 CAIRNS RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-4470 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PUD: PLANNED UNIT DEVELOP |
| Legal Description | 132 HICKORY LANDING PH 3 |
| Legal Subdivision | HICKORY LANDING |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 321 CAIRNS RD, CHESAPEAKE, VA 23322-4470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jun 8, 2022 | Warranty Deed, Transfer · VA Mortgage CMG FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Jun 8, 2022 · Amount on Record |
| Deed Document Number | 250025143 |
| Deed Book / Page | 10909 / 1770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 28, 2025 |
| Property Address | 321 CAIRNS RD, CHESAPEAKE, VA 23322-4470 |
| Document Number | 10909/1770 |
| Book / Page | 10909 / 1770 |
| Map Reference | MB 174 PG 64 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 250025143 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 CAIRNS RD, CHESAPEAKE, VA 23322-4470 |
| Document Number | 0250025144 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 250025144 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 8, 2022 |
| Property Address | 321 CAIRNS RD, CHESAPEAKE, VA 23322-4470 |
| Document Number | 010568/807 |
| Book / Page | 10568 / 807 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 220019122 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 CAIRNS RD, CHESAPEAKE, VA 23322-4470 |
| Document Number | 0220019123 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 220019123 |
| Name | CMG FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $691,700 (+8.52%) Land $215,000 Building $476,700 | $691,700 (+8.52%) Land $215,000 Building $476,700 |
| 2023 | $637,400 (+20.74%) Land $180,000 Building $457,400 | $637,400 (+20.74%) Land $180,000 Building $457,400 |
| 2022 | $527,900 Land $165,000 Building $362,900 | $527,900 Land $165,000 Building $362,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures