313 Cairns Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 313 Cairns Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,097 sqft · built 2021
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Last Sale	$555,516 (Sep 2021)
Tax Bill	$7,372 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
APN	`0851004001310`

Property Details

APN / Parcel Number

Primary APN	`0851004001310`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,097 sqft Living Area
1st Floor Area	1,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	470 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 CAIRNS RD
City	CHESAPEAKE
State	VA
Zip	23322-4470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	131 HICKORY LANDING PH 3
Legal Subdivision	HICKORY LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1088
Census Tract	21004

Owner

313 Cairns Rd is owned by two individuals who bought it in September 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10103 VANDA ST, SIMPSONVILLE, SC 29681-8433
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Deed Document Number	202142816
Deed Book / Page	10448 / 330
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 20, 2021
Property Address	313 CAIRNS RD, CHESAPEAKE, VA 23322-4470
Document Number	10448/330
Book / Page	10448 / 330
Instrument Date	Sep 17, 2021
Instrument	210042816
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CAIRNS RD, CHESAPEAKE, VA 23322-4470

Mortgage

Document Number	210042817
Date	Sep 20, 2021
Instrument	210042817

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 313 Cairns Rd was $7,372.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$699,700 (-4.14%) Land $235,000 Building $464,700	$699,700 (-4.14%) Land $235,000 Building $464,700
2025	$7,372.00	$729,900 Land $215,000 Building $514,900	$729,900 Land $215,000 Building $514,900
2023		$673,500 (+18.05%) Land $180,000 Building $493,500	$673,500 (+18.05%) Land $180,000 Building $493,500
2022		$570,500 Land $165,000 Building $405,500	$570,500 Land $165,000 Building $405,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 313 Cairns Rd; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Cairns Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20