321 Bruce St, Suffolk, VA 23434 Property Records

Suffolk City property record for 321 Bruce St, Suffolk, VA 23434 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,086 sqft · built 1954
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (May 2026)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2022 Line of Credit + 2 more
APN	`35B3C2`

Property Details

APN / Parcel Number

Primary APN	`35B3C2`
Alternative APN	`302352000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,086 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	302352000
Street Address	321 BRUCE ST
City	SUFFOLK
State	VA
Zip	23434-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 B1 C WILROY ACRES
Legal Subdivision	S M BEATON PROPERTY
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2012
Census Tract	75503

Owner

Source: Suffolk City records · APN 35B*3*C2

Assessment roll updated December 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 BRUCE ST, SUFFOLK, VA 23434-2532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
May 11, 2020	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC
May 31, 2017	Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	20266622
Record Updated	Sep 20, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 29, 2026
Property Address	321 BRUCE ST, SUFFOLK, VA 23434-2532
Document Number	0000006622
Instrument Date	May 27, 2026
Instrument	20266622
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$24,492.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BRUCE ST, SUFFOLK, VA 23434-2532

Mortgage

Document Number	0000006623,
Date	May 29, 2026
Instrument	20266623

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	321 BRUCE ST, SUFFOLK, VA 23434-2532
Transaction Type	Mortgage
Record Updated	Nov 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220015207
Date	Oct 27, 2022
Instrument	220015207

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Oct 18, 2044

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 11, 2020
Property Address	321 BRUCE ST, SUFFOLK, VA 23434-2532
Document Number	200005832
Instrument Date	Apr 29, 2020
Instrument	200005832
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BRUCE ST, SUFFOLK, VA 23434-2532

Mortgage

Document Number	200005833
Date	May 11, 2020
Instrument	200005833

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 31, 2017
Property Address	321 BRUCE ST, SUFFOLK, VA 23434-2532
Document Number	170006022
Instrument Date	May 26, 2017
Instrument	170006022
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BRUCE ST, SUFFOLK, VA 23434-2532

Mortgage

Document Number	170006023
Date	May 31, 2017
Instrument	170006023

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk City records · Assessment roll updated December 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$185,300 (+4.28%) Land $50,000 Building $135,300
2025	$2,432.00 (+6.02%)	$185,300 (+4.28%) Land $50,000 Building $135,300	$177,700 (+2.3%) Land $50,000 Building $127,700
2024	$2,294.00 (+21.18%)	$177,700 (+2.3%) Land $50,000 Building $127,700
2023	$1,893.00	$173,700 Land $50,000 Building $123,700	$173,700 Land $50,000 Building $123,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518000755032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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