Suffolk City property record for 318 Bruce St, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1955 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Sep 2025) |
| Tax Bill | $3,377 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Jul 2017 Mortgage + 3 more |
| APN | 35B*3*A10 |
| Primary APN | 35B*3*A10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Heating System | Other |
|---|
| Account Number | 300198000 |
|---|---|
| Street Address | 318 BRUCE ST |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES MEDIUM DENSITY |
| Legal Description | L 10 BL A WILROY ACRES |
| Legal Subdivision | WILROY ACRES |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 75503 |
318 Bruce St is owned and occupied by an individual who bought it in September 2025.
Source: Suffolk City records, as of December 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 318 BRUCE ST, SUFFOLK, VA 23434-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2018 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jul 28, 2017 | Deed of Trust, Mortgage · ARM CLEARPATH LENDING |
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FINANCEMYHOME.COM |
| Sep 17, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC |
| Jun 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | Jun 10, 2022 · Amount on File |
| Deed Document Number | 250010370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 318 BRUCE ST, SUFFOLK, VA 23434-2533 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0180010591 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 180010591 |
| Name | CLEARPATH LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 318 BRUCE ST, SUFFOLK, VA 23434-2533 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0170008287 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 170008287 |
| Name | CLEARPATH LENDING |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 318 BRUCE ST, SUFFOLK, VA 23434-2533 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0210003178 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 210003178 |
| Name | FINANCEMYHOME.COM |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Sep 17, 2025 |
| Property Address | 318 BRUCE ST, SUFFOLK, VA 23434-2533 |
| Document Number | 0250010370 |
| Map Reference | MB 8 PG 68 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 250010370 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 318 BRUCE ST, SUFFOLK, VA 23434-2533 |
| Document Number | 0250010371 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 250010371 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jun 10, 2022 |
| Property Address | 318 BRUCE ST, SUFFOLK, VA 23434-2533 |
| Document Number | 0220008919 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 220008919 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | ROCKET TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 BRUCE ST, SUFFOLK, VA 23434-2533 |
| Document Number | 0220008920 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 220008920 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 237 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 318 Bruce St was $3,377, up 5.1% from the year before.
Source: Suffolk City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,600 (+3.83%) Land $50,000 Building $223,600 | ||
| 2025 | $3,377.00 (+5.14%) | $273,600 (+3.83%) Land $50,000 Building $223,600 | $263,500 Land $50,000 Building $213,500 |
| 2024 | $3,212.00 (+15.08%) | $263,500 (+2.89%) Land $50,000 Building $213,500 | |
| 2023 | $2,791.00 | $256,100 Land $50,000 Building $206,100 | $256,100 Land $50,000 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 318 Bruce St; 8 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Bruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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