321 Birch St N, Cambridge, MN 55008 Property Records

Isanti County property record for 321 Birch St N, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,310 sqft · built 1951
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$208,500 (Sep 2020)
Tax Bill	$3,040 (2026)
Deeds & Mortgages	Sep 2020 Sale Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15.041.1260`

Property Details

APN / Parcel Number

Primary APN	`15.041.1260`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,310 sqft Heated Area
1st Floor Area	1,310 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Area	480 sqft
Driveway	Driveway
Deck Area	185 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	321 BIRCH ST N
City	CAMBRIDGE
State	MN
Zip	55008-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME AUD SUB DIV 8 SUBDIVISIONCD 15041 N 75' OF LOT 40
Legal Range	023
Legal Township	036
Legal Section	29
Legal Subdivision	AUD SUB DIV 8
Legal Lot Number	40
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2046
Census Tract	130302

Owner

321 Birch St N is owned and occupied by an individual who bought it in September 2020.

Source: Isanti County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	321 BIRCH ST N, CAMBRIDGE, MN 55008-1132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Grant Deed, Transfer NOT AVAILABLE
Aug 22, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Aug 27, 2019 · Amount on File
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ISANTI MN
Recording Date	Sep 3, 2020
Property Address	321 BIRCH ST N, CAMBRIDGE, MN 55008-1132
Document Number	0001145206
Instrument Date	Sep 3, 2020
Instrument	1145206
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BIRCH ST N CAMBRIDGE MN 550081132, CAMBRIDGE, MN 55008-1132

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ISANTI MN
Recording Date	Aug 22, 2019
Property Address	321 BIRCH ST N, CAMBRIDGE, MN 55008-1132
Document Number	0000999860
Instrument Date	Aug 22, 2019
Instrument	999860
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BIRCH ST N CAMBRIDGE MN 550081132, CAMBRIDGE, MN 55008-1132

Tax Assessment & Valuation

The 2026 property tax bill for 321 Birch St N was $3,040 with a homeowner's exemption.

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,040.00 Homeowner's exemption	$245,300 (+7.16%) Land $20,000 Building $225,300	$245,300 (+7.16%) Land $20,000 Building $225,300
2025		$228,900 Land $20,000 Building $208,900	$228,900 Land $20,000 Building $208,900
2023	$3,124.00 (-2.25%) Homeowner's exemption	$236,400 Land $17,500 Building $218,900	$236,400 Land $17,500 Building $218,900
2022	$3,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Birch St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Birch St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 350
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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