Isanti County property record for 239 Birch St N, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,757 sqft · built 1895 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,909 (Oct 2018) |
| Tax Bill | $3,174 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.045.0160 |
| Primary APN | 15.045.0160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,757 sqft Heated Area |
| Gross Area | 1,782 sqft |
| 1st Floor Area | 418 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Porch | Slab |
| Patio Area | 100 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 239 BIRCH ST N |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME BUNKERS ADDITION BLOCK 003 SUBDIVISIONCD 15045 LOTS 1 & 4 |
| Legal Range | 023 |
| Legal Township | 036 |
| Legal Section | 29 |
| Legal Subdivision | BUNKERS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1,4 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 130302 |
239 Birch St N is owned and occupied by an individual who bought it in October 2018.
Source: Isanti County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 239 BIRCH ST N, CAMBRIDGE, MN 55008-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit STATE PAUL FEDERAL CREDIT UNION |
| Oct 1, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2018 · Amount on File |
| Deed Sale | Oct 19, 2018 · Amount on File |
| Prior Sale | Jan 24, 2014 · Amount on File |
| Deed Document Number | 2018479118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Aug 6, 2026 |
| Property Address | 239 BIRCH ST N, CAMBRIDGE, MN 55008-1130 |
| Document Number | 0000546968 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026546968 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SERVION TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 239 BIRCH ST N, CAMBRIDGE, MN 55008-1130 |
| Document Number | 0000546968, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 2026546968 |
| Name | STATE PAUL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Oct 1, 2018 |
| Property Address | 239 BIRCH ST N, CAMBRIDGE, MN 55008-1130 |
| Document Number | 0000879391 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 879391 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 239 BIRCH ST CAMBRIDGE MN 55008, CAMBRIDGE, MN 55008 |
The 2026 property tax bill for 239 Birch St N was $3,174 with a homeowner's exemption.
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,174.00 Homeowner's exemption | $254,000 (+5.09%) Land $25,000 Building $229,000 | $254,000 (+5.09%) Land $25,000 Building $229,000 |
| 2025 | $241,700 Land $25,000 Building $216,700 | $241,700 Land $25,000 Building $216,700 | |
| 2023 | $3,328.00 (+12.13%) Homeowner's exemption | $249,100 Land $21,900 Building $227,200 | $249,100 Land $21,900 Building $227,200 |
| 2022 | $2,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 Birch St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 239 Birch St N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cambridge serves 9,862 people · EPA ID MN1300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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