321 Beech Bottom Rd, Howard, PA 16841 Property Records

Centre County property record for 321 Beech Bottom Rd, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,648 sqft · built 2008
Lot Size	2.87 acres (125,017 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jun 2008)
Tax Bill	$6,978 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`09-006-,105-,0000`

Property Details

APN / Parcel Number

Primary APN	`09-006-,105-,0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	125,017 sqft (2.87 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	321 BEECH BOTTOM RD
City	HOWARD
State	PA
Zip	16841-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOODS AT SAND REIDGE SUBDIVSIION
Jurisdiction	CENTRE PA
Township / Civil Division	MARION
Census Block Group	1
Census Block	1025
Census Tract	10700

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage PSECU
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage PSECU
Apr 27, 2015	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Jun 4, 2009	Deed of Trust, Mortgage · Line of Credit PSECU
Dec 29, 2010	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN BANK
Sep 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA
Jun 18, 2008	Special Warranty Deed, Subdivision Related Transfer AMTRUST BANK
Dec 1, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2008 · Amount on Record
Deed Sale	Jun 18, 2008 · Amount on Record
Prior Sale	Dec 1, 2005 · Amount on Record
Deed Book / Page	2013 / 273
Last Transfer Date	Sep 3, 2021
Transfer Doc	002280/556
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02238/0925
Date	Sep 24, 2019
Book Page	2238/0925

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2024

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002338/895
Date	Dec 8, 2025
Book Page	2338/895

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02160/0802
Date	Apr 27, 2015
Book Page	2160/0802

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MIDDLETON, MA 01949

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2045

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02036/0093
Date	Jun 4, 2009
Book Page	2036/0093

Lender

Name	PSECU
Type	Non-Lending Institution
Address	HARRISBURG, PA 17106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2014

Interest

Rate	6.49%

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02071/0880
Date	Dec 29, 2010
Book Page	2071/0880

Lender

Name	SOVEREIGN BANK
Type	Bank
Address	READING, PA 19610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Sep 22, 2021
Property Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726
Document Number	002280/556
Book / Page	2280 / 556
Map Reference	BOL 74 PG 196-204
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726

Mortgage

Document Number	0002280557
Date	Sep 22, 2021
Instrument	2280/557

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

June 2008: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Jun 18, 2008
Property Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726
Document Number	02013/0273
Book / Page	2013 / 0273
Map Reference	MB74 PG196-204
Instrument Date	May 30, 2008
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 CODER LN, HOWARD, PA 16841-4020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726

Mortgage

Document Number	0020130274
Date	Jun 18, 2008
Instrument	2013/0274

Lender

Name	AMTRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2038

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Dec 1, 2005
Property Address	321 BEECH BOTTOM RD, HOWARD, PA 16841-3726
Document Number	01903/0449
Book / Page	1903 / 0449
Map Reference	MB74 PG196-204
Instrument Date	Nov 15, 2005
Instrument	000102
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$569.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 RIVER AVE, WILLIAMSPORT, PA 17701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	160 CODER LN, HOWARD, PA 16841-4020
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Marion Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,978.00 (+10.2%)	$103,305 (-) Land $18,050 Building $85,255
2025			$206,610 (-) Land $36,100 Building $170,510
2024	$6,332.00	$103,305 Land $18,050 Building $85,255
1994			$206,610 Land $36,100 Building $170,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER TWP WATER ASSN private · serves 3,250 people · EPA ID PA4140120
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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