261 Beech Bottom Rd, Howard, PA 16841 Property Records

Centre County property record for 261 Beech Bottom Rd, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,791 sqft · built 2006
Lot Size	3.45 acres (150,282 sqft)
Owner	Individual Name on Record
Last Sale	$399,500 (Jul 2014)
Tax Bill	$8,687 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`09-006-,107-,0000`

Property Details

APN / Parcel Number

Primary APN	`09-006-,107-,0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,791 sqft Living Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	150,282 sqft (3.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	261 BEECH BOTTOM RD
City	HOWARD
State	PA
Zip	16841-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOODS AT SAND RIDGE SUBDIVISION
Jurisdiction	CENTRE PA
Township / Civil Division	MARION
Census Block Group	1
Census Block	1025
Census Tract	10700

Owner

Source: Centre County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
May 27, 2010	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST SAVINGS BANK
Jul 16, 2012	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST SAVINGS BANK
Oct 16, 2006	Deed of Trust, Mortgage PNC BANK NA
Jul 16, 2012	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST SAVINGS BANK
Mar 31, 2016	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Jul 29, 2014	Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC
Mar 12, 2009	Intrafamily Transfer, Transfer · Stand-Alone Refinance LENDINGTREE LOANS
Oct 21, 2005	Warranty Deed, Construction Loan · Construction Mortgage THE JUNIATA VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2014 · Amount on Record
Deed Sale	Jul 29, 2014 · Amount on Record
Prior Sale	Oct 21, 2005 · Amount on Record
Deed Book / Page	2147 / 987
Prior Transfer Date	Jan 6, 2009
Prior Transfer Doc	02029/0805
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Recording Date	Aug 19, 2026
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Document Number	2348001000
Book / Page	2348 / 1000
Instrument Date	Aug 12, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723

Mortgage

Document Number	2348001000,
Date	Aug 19, 2026
Book Page	2348/1000

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002255/794
Date	Aug 24, 2020
Book Page	2255/794

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002283/18
Date	Nov 5, 2021
Book Page	2283/18

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FISERV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02057/0307
Date	May 27, 2010
Book Page	2057/0307

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2020

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02105/0335
Date	Jul 16, 2012
Book Page	2105/0335

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 5, 2027

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01974/0721
Date	Oct 16, 2006
Book Page	1974/0721

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02105/0334
Date	Jul 16, 2012
Book Page	2105/0334

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 5, 2017

March 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Mar 31, 2016
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Document Number	02178/0135
Book / Page	2178 / 0135
Map Reference	VOL74 PG196-204
Instrument Date	Mar 25, 2016
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723

Mortgage

Document Number	02178/0136
Date	Mar 31, 2016
Book Page	2178/0136

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2046

July 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Jul 29, 2014
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Document Number	02147/0987
Book / Page	2147 / 0987
Map Reference	MB74 PG196-204
Instrument Date	Jul 10, 2014
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723

Mortgage

Document Number	02147/0988
Date	Jul 29, 2014
Book Page	2147/0988

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2044

March 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Mar 12, 2009
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Document Number	02029/0805
Book / Page	2029 / 0805
Map Reference	MB74 PG196-204
Instrument Date	Jan 6, 2009
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723

Mortgage

Document Number	0020290806
Date	Mar 12, 2009
Instrument	2029/0806

Lender

Name	LENDINGTREE LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2029

October 2005: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Oct 21, 2005
Property Address	261 BEECH BOTTOM RD, HOWARD, PA 16841-3723
Document Number	01889/0092
Book / Page	1889 / 0092
Map Reference	MB74 PG196-204
Instrument Date	Oct 12, 2005
Instrument	001457
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$519.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 RIVER AVE, WILLIAMSPORT, PA 17701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 35, MINGOVILLE, PA 16856-0035

Mortgage

Document Number	0018890096
Date	Oct 21, 2005
Instrument	1889/0096

Lender

Name	THE JUNIATA VALLEY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Centre County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Marion Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,687.00 (+10.19%)	$128,615 (-) Land $18,920 Building $109,695
2025			$257,230 (-) Land $37,840 Building $219,390
2024	$7,884.00	$128,615 Land $18,920 Building $109,695
1994			$257,230 Land $37,840 Building $219,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER TWP WATER ASSN private · serves 3,250 people · EPA ID PA4140120
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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