321 Amelia St, Key West, FL 33040 Property Records

Monroe County property record for 321 Amelia St, Key West, FL 33040 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,292 sqft · built 1968
Lot Size0.045 acres (1,989 sqft)
OwnerIndividual Name on File
Last Sale$1,159,000 (Apr 2022)
Tax Bill$9,156 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00026140-000000

Property Details

APN / Parcel Number

Primary APN00026140-000000
Alternative APN
  • 1026913

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,292 sqft Living Area
FlooringWood
Interior WallsMasonry

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2015
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,989 sqft (0.045 acres)

Exterior Amenities

PorchOpen Porch
Porch Area303 sqft
Patio Area345 sqft
FenceFence

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1026913
Street Address321 AMELIA ST
CityKEY WEST
StateFL
Zip33040-7502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PB1-25-40 PT LOT 14 SQR 2 TR 10 VV-266 OR558-43 OR2020-1176/77 OR3167-1293
Legal SubdivisionTRACTS 10 AND 15
Legal Tract10
Legal Lot Number14
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2009
Census Tract972400

Owner

Source: Monroe County records · APN 00026140-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address321 AMELIA ST, KEY WEST, FL 33040-7502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2022 · Amount on Record
Deed SaleApr 14, 2022 · Amount on Record
Prior SaleJun 30, 2004 · Amount on Record
Deed Document Number2370978
Deed Book / Page3167 / 1293
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 14, 2022
Property Address321 AMELIA ST, KEY WEST, FL 33040-7502
Document Number0031671293
Book / Page3167 / 1293
Map ReferenceMB 1 PG 40
Instrument DateApr 09, 2022
Instrument2370978
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,113.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4528, KEY WEST, FL 33041-4528

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1064 HARVEST CV, JACKSONVILLE, FL 32221-6108

Mortgage

Document Number0031671295
DateApr 14, 2022
Instrument3167/1295
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,126,859 (+5.99%)$1,128,906 (-1.39%) Land $582,971 Building $545,935
2024$9,156.00 (+1.61%)
2023$9,011.00 (+206.91%) Homeowner's exemption$1,063,206 (+210.21%)$1,144,850 (+24.8%) Land $637,298 Building $507,552
2022$2,936.00 Homeowner's exemption$342,735$917,380 Land $386,558 Building $530,822

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879724002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 180 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
48 under condo master policies
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 993 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Amelia St

Nearby Streets

Search Property Records by Address or Parcel Number