Monroe County property record for 321 Amelia St, Key West, FL 33040 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,292 sqft · built 1968 |
| Lot Size | 0.045 acres (1,989 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,159,000 (Apr 2022) |
| Tax Bill | $9,156 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00026140-000000 |
| Primary APN | 00026140-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,292 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Masonry |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,989 sqft (0.045 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 303 sqft |
| Patio Area | 345 sqft |
| Fence | Fence |
| Heating System | Forced Air |
|---|
| Account Number | 1026913 |
|---|---|
| Street Address | 321 AMELIA ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW PB1-25-40 PT LOT 14 SQR 2 TR 10 VV-266 OR558-43 OR2020-1176/77 OR3167-1293 |
| Legal Subdivision | TRACTS 10 AND 15 |
| Legal Tract | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 972400 |
Source: Monroe County records · APN 00026140-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 321 AMELIA ST, KEY WEST, FL 33040-7502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2004 · Amount on Record |
| Deed Document Number | 2370978 |
| Deed Book / Page | 3167 / 1293 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 14, 2022 |
| Property Address | 321 AMELIA ST, KEY WEST, FL 33040-7502 |
| Document Number | 0031671293 |
| Book / Page | 3167 / 1293 |
| Map Reference | MB 1 PG 40 |
| Instrument Date | Apr 09, 2022 |
| Instrument | 2370978 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,113.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4528, KEY WEST, FL 33041-4528 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1064 HARVEST CV, JACKSONVILLE, FL 32221-6108 |
| Document Number | 0031671295 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 3167/1295 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,126,859 (+5.99%) | $1,128,906 (-1.39%) Land $582,971 Building $545,935 | |
| 2024 | $9,156.00 (+1.61%) | ||
| 2023 | $9,011.00 (+206.91%) Homeowner's exemption | $1,063,206 (+210.21%) | $1,144,850 (+24.8%) Land $637,298 Building $507,552 |
| 2022 | $2,936.00 Homeowner's exemption | $342,735 | $917,380 Land $386,558 Building $530,822 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879724002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 180 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 units insured 48 under condo master policies |
| Nearby Flood Claims | 253 (1980–2022) |
| Claims Outside the SFHA | 16 of 253 |
| Most Recent Claim | Sep 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 993 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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