320 Amelia St, Key West, FL 33040 Property Records

Monroe County property record for 320 Amelia St, Key West, FL 33040

Property Summary

Property TypeResidential Vacant Land
Lot Size0.041 acres (1,769 sqft)
OwnerCompany Name on File
Tax Bill$3,745 (2024)
Deeds & MortgagesJan 2026 Mortgage
Mar 2024 Construction Loan
Flood ZoneZone AE (high risk)
APN00026350-002000

Property Details

APN / Parcel Number

Primary APN00026350-002000
Alternative APN
  • 9104553

Exterior

Lot Area1,769 sqft (0.041 acres)

Location & Zoning

Account Number9104553
Street Address320 AMELIA ST
CityKEY WEST
StateFL
Zip33040-7503
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeHMDR
Legal DescriptionKW PT LOT 30 AND ALL LOT 19 SQR 2 TR 10 PB1-25-40 (AKA UNIT 2) OR3032-1870 OR3032-1906
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionTRACTS 10 AND 15
Legal Tract10
Legal Lot Number30,19
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2012
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 Amelia St, residential vacant land, is owned by a company.

Source: Monroe County records, as of April 21, 2026

Owner of RecordCompany Name on File
Mailing Address2201 E WILLOW ST, D363, SIGNAL HILL, CA 90755-2148
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Commercial Mortgage
EASY STREET CAPITAL LLC
Mar 8, 2024Deed of Trust, Mortgage · Construction Mortgage
ELS HOLDINGS LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address320 AMELIA ST, KEY WEST, FL 33040-7503
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2201 E WILLOW ST D363, D363, SIGNAL HILL, CA 90755-2148

Mortgage

Document Number0033621418
DateJan 16, 2026
Book Page3362/1418
Instrument2528901
Lender
NameEASY STREET CAPITAL LLC
TypeMortgage Company
AddressAUSTIN, TX 78702
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address320 AMELIA ST, KEY WEST, FL 33040-7503
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address675 S GREEN VALLEY PKWY 1155, 1155, HENDERSON, NV 89052-0404

Mortgage

Document Number0032651947
DateMar 8, 2024
Book Page3265/1947
Instrument2453779
Lender
NameELS HOLDINGS LLC
TypeNon-Lending Institution
Address12000 BISCAYNE BLVD STE 400, NORTH MIAMI, FL 33181
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term19 Months
DueOct 1, 2025

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$517,273 Land $517,273$517,273 Land $517,273
2024$3,745.00 (+2.43%)
2023$3,656.00 (+30.57%)$567,424 (+65%) Land $567,424$567,424 (+65%) Land $567,424
2022$2,800.00$343,894 Land $343,894$343,894 Land $343,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Amelia St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
incl. 48 condo units
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Amelia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Amelia St

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