321 Adolph St, Rockford, MI 49341 Property Records

Kent County property record for 321 Adolph St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,824 sqft
Lot Size	0.145 acres (6,316 sqft)
Owner	Company Name on File
Last Sale	$370,000 (Apr 2026)
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Dec 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-278-025`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-278-025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	876 sqft
Basement Area	660 sqft

Exterior

Lot Area	6,316 sqft (0.145 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	616 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 ADOLPH ST
City	ROCKFORD
State	MI
Zip	49341-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 12 * WOLVERINE PLAT
Legal Subdivision	WOLVERINE PLAT
Legal Lot Number	12
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2008
Census Tract	10700

Owner

321 Adolph St is owned by a company that bought it in April 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	Company Name on File
Mailing Address	17 RIVER ST, ROCKFORD, MI 49341-1144
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Line of Credit CHOICEONE BANK
Dec 20, 2021	Warranty Deed, Transfer TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 24, 2019	Warranty Deed, Transfer · Line of Credit CINDY MCCULLOUGH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Nov 4, 2021 · Amount on File
Deed Document Number	20266
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 22, 2026
Property Address	321 ADOLPH ST, ROCKFORD, MI 49341-1045
Document Number	0000000006
Instrument Date	Apr 15, 2026
Instrument	2026.6
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	17 RIVER ST, ROCKFORD, MI 49341-1144

Mortgage

Document Number	0000026097,
Date	Apr 22, 2026
Instrument	2026.04.22.26097

Lender

Name	CHOICEONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 20, 2021
Property Address	321 ADOLPH ST, ROCKFORD, MI 49341-1045
Document Number	0000135737
Map Reference	LB 25 PG 36
Instrument Date	Dec 15, 2021
Instrument	20211220-0135737
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1664 8TH ST NW, 1664, GRAND RAPIDS, MI 49504-3903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1664 8TH ST NW, GRAND RAPIDS, MI 49504-3903

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 4, 2021
Property Address	321 ADOLPH ST, ROCKFORD, MI 49341-1045
Document Number	0000120661
Map Reference	LB 25 PG 36
Instrument Date	Oct 29, 2021
Instrument	20211104-0120661
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3910 OAKES ST SW, 3910, GRANDVILLE, MI 49418-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1664 8TH ST NW, GRAND RAPIDS, MI 49504-3903

Mortgage

Document Number	0000120662
Date	Nov 4, 2021
Instrument	20211104-0120662

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	321 ADOLPH ST, ROCKFORD, MI 49341-1045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041576
Date	Jun 13, 2019
Instrument	20190613-0041576

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 14, 2021
Property Address	321 ADOLPH ST, ROCKFORD, MI 49341-1045
Document Number	0000005112
Map Reference	LB 25 PG 36
Instrument Date	Jan 11, 2021
Instrument	20210114-0005112
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NEXT DOOR TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3910 OAKES ST SW, 3910, GRANDVILLE, MI 49418-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 OAKES ST SW, GRANDVILLE, MI 49418-1339

Mortgage

Document Number	0000005113
Date	Jan 14, 2021
Instrument	20210114-0005113

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 8, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 24, 2019
Property Address	321 ADOLPH ST, ROCKFORD, MI 49341-1045
Document Number	0000027633
Instrument Date	Mar 27, 2019
Instrument	27633
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ADOLPH ST ROCKFORD MI 493411045, ROCKFORD, MI 49341-1045

Mortgage

Document Number	27634
Date	Apr 24, 2019
Instrument	27634

Lender

Name	CINDY MCCULLOUGH
Address	16950 16TH AVE, COOPERSVILLE, MI 49404-9641

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 321 Adolph St was $4,853, up 2.7% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,100 (+3.03%)	$340,200 (+3.03%)
2025	$4,853.00 (+2.69%)	$165,100	$330,200
2024	$4,726.00
2023		$115,600	$231,200
2021	$5,248.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Adolph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Adolph St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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