315 Adolph St, Rockford, MI 49341 Property Records

Kent County property record for 315 Adolph St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 736 sqft · built 1942
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Aug 2016)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-278-026`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-278-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	736 sqft Living Area
1st Floor Area	736 sqft
Basement Area	616 sqft
Finished Basement	575 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Lot Area	6,316 sqft (0.145 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 ADOLPH ST
City	ROCKFORD
State	MI
Zip	49341-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 13 * WOLVERINE PLAT
Legal Subdivision	WOLVERINE PLAT
Legal Lot Number	13
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2008
Census Tract	10700

Owner

315 Adolph St is owned and occupied by an individual who bought it in August 2016.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	315 ADOLPH ST, ROCKFORD, MI 49341-1045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit PARDA FCU
Jan 1, 2020	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2016 · Amount on File
Deed Sale	Aug 8, 2016 · Amount on File
Prior Sale	Sep 7, 2004 · Amount on File
Deed Document Number	201666019
Prior Transfer Date	Aug 27, 2003
Prior Transfer Doc	0000188212
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	315 ADOLPH ST, ROCKFORD, MI 49341-1045
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 ADOLPH ST, ROCKFORD, MI 49341-1045

Mortgage

Document Number	0000011678
Date	Feb 25, 2026
Instrument	20260225-0011678

Lender

Name	PARDA FCU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 24, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT MI
Property Address	315 ADOLPH ST, ROCKFORD, MI 49341-1045
Document Number	0000002609
Instrument Date	Jan 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 ADOLPH ST ROCKFORD MI 493411045, ROCKFORD, MI 49341-1045

Mortgage

Document Number	0000002609
Date	Jan 9, 2020
Instrument	2609

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 315 Adolph St was $2,263.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,400 (+5.63%)	$232,800 (+5.63%)
2025	$2,263.00 Homeowner's exemption	$110,200	$220,400
2023		$88,100	$176,200
2021	$2,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Adolph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Adolph St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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