321 5th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 321 5th St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,450 sqft · built 2007
Lot Size0.172 acres (7,510 sqft)
Owner2 Individual Names on Record
Last Sale$1,910,000 (Jan 2026)
Tax Bill$22,080 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN169859-0010

Property Details

APN / Parcel Number

Primary APN169859-0010
Alternative APN
  • 169859 0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,450 sqft Living Area
Gross Area3,823 sqft
1st Floor Area1,119 sqft
Upper Floors Area1,331 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,510 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchFinished/Open Porch
Porch Area618 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address321 5TH ST
CityATLANTIC BEACH
StateFL
Zip32233-5345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-2
Legal Description5-69 16-2S-29E .172 ATLANTIC BEACH LOT 10 BLK 7
Legal Range29E
Legal Township02S
Legal Section16
Legal SubdivisionATLANTIC BEACH
Legal Block7
Legal Lot Number10
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1020
Census Tract13905

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 5TH ST, ATLANTIC BEACH, FL 32233-5345
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Mar 4, 2020Warranty Deed, Transfer
PONTE VEDRA TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2026 · Amount on Record
Deed SaleJan 6, 2026 · Amount on Record
Prior SaleMar 4, 2020 · Amount on Record
Deed Document Number20262599
Deed Book / Page21744 / 1327
Prior Transfer DateNov 10, 2005
Prior Transfer Doc0128950423
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 6, 2026
Property Address321 5TH ST, ATLANTIC BEACH, FL 32233-5345
Document Number0217441327
Book / Page21744 / 1327
Map ReferenceMB 5 PG 69
Instrument DateDec 29, 2025
Instrument2026002599
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address135 PONTE VEDRA BLVD, PONTE VEDRA BEACH, FL 32082-1313

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 5TH ST, ATLANTIC BEACH, FL 32233-5345

Mortgage

Document Number0217441329
DateJan 6, 2026
Instrument21744/1329
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateJan 1, 2031
Change Frequency6 Months
Min Rate At Change3.5%
Max Rate At Change7.5%
IndexSOFR Average 30-Day
Max Rate10.5%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 4, 2020
Property Address321 5TH ST, ATLANTIC BEACH, FL 32233-5345
Document Number0191280732
Book / Page019128 / 000732
Instrument DateFeb 28, 2020
Instrument52327
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
Tax$7,525.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address135 PONTE VEDRA BLVD PONTE VEDRA BEACH FL 320821313, PONTE VEDRA BEACH, FL 32082-1313

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,363,908 (+1.38%) Land $770,413 Building $593,495$1,363,908 (+1.38%) Land $770,413 Building $593,495
2025$22,080.00 (+9.18%)$1,345,366 (+19.58%) Land $750,000 Building $595,366$1,345,366 (+19.58%) Land $750,000 Building $595,366
2024$20,224.00 (+8.41%)
2023$18,655.00 (+13.76%)$1,125,095 (+7.29%) Land $625,000 Building $500,095$1,125,095 (+7.29%) Land $625,000 Building $500,095
2022$16,399.00$1,048,685 Land $610,000 Building $438,685$1,048,685 Land $610,000 Building $438,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 342 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
incl. 189 condo units
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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