Duval County property record for 320 5th St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,068 sqft · built 2005 |
| Lot Size | 0.335 acres (14,585 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Feb 2016) |
| Tax Bill | $22,852 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169832-0000 |
| Primary APN | 169832-0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 4,068 sqft Living Area |
| Gross Area | 5,948 sqft |
| 1st Floor Area | 1,898 sqft |
| Upper Floors Area | 1,754 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,585 sqft (0.335 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 6 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 664 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 320 5TH ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 5-69 16-2S-29E ATLANTIC BEACH LOTS 7,9 BLK 6 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | ATLANTIC BEACH |
| Legal Block | 6 |
| Legal Lot Number | 7,9 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 13905 |
Source: Duval County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 5TH ST, ATLANTIC BEACH, FL 32233-5346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Aug 24, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Nov 29, 2018 | Loan Modification, Mortgage · Conventional Mortgage BRANCH BANKING & TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2016 · Amount on Record |
| Deed Sale | Feb 10, 2016 · Amount on Record |
| Prior Sale | May 8, 2002 · Amount on Record |
| Deed Document Number | 201630792 |
| Deed Book / Page | 17457 / 5 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 320 5TH ST, ATLANTIC BEACH, FL 32233-5346 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 320 5TH ST, ATLANTIC BCH, FL 32233-5346 |
| Document Number | 0208791894 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 20879/1894 |
| Instrument | 2023242727 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 320 5TH ST, ATLANTIC BEACH, FL 32233-5346 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 320 5TH ST, ATLANTIC BEACH, FL 32233-5346 |
| Document Number | 0202100193 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 20210/193 |
| Instrument | 2022085155 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 320 5TH ST, ATLANTIC BEACH, FL 32233-5346 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 5TH ST, ATLANTIC BCH, FL 32233-5346 |
| Document Number | 0198770348 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 19877/348 |
| Instrument | 2021219746 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 320 5TH ST, ATLANTIC BEACH, FL 32233-5346 |
| Document Number | 0187912215 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 320 5TH ST ATLANTIC BEACH FL 322335346, ATLANTIC BEACH, FL 32233-5346 |
| Document Number | 0187912215 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 018791/002215 |
| Instrument | 112434 |
| Name | BRANCH BANKING & TR CO |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 13, 2029 |
Source: Duval County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,406,805 (+2.7%) | $2,431,869 (+1.11%) Land $1,538,800 Building $893,069 | |
| 2025 | $22,852.00 (+1.7%) Homeowner's exemption | $1,369,820 (+5.99%) | $2,405,072 (+31.62%) Land $1,500,000 Building $905,072 |
| 2024 | $22,471.00 (+2.56%) | ||
| 2023 | $21,911.00 (+7.25%) Homeowner's exemption | $1,292,442 (+3%) | $1,827,258 (+6.96%) Land $1,062,500 Building $764,758 |
| 2022 | $20,429.00 Homeowner's exemption | $1,254,799 | $1,708,319 Land $1,037,000 Building $671,319 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 342 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 531 units insured incl. 189 condo units |
| Nearby Flood Claims | 44 (1979–2017) |
| Claims Outside the SFHA | 40 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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