321 4th St, Albany, MN 56307 Property Records

Stearns County property record for 321 4th St, Albany, MN 56307

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 841 sqft · built 1900
Lot Size	0.145 acres (6,300 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Aug 2020)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Aug 2020 Sale Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-25475-0000`

Property Details

APN / Parcel Number

Primary APN	`40-25475-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	841 sqft Living Area
Gross Area	819 sqft
1st Floor Area	432 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	100 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 4TH ST
City	ALBANY
State	MN
Zip	56307-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 OF LTS 1 & 2 BLK 7 TOWNSITE OF ALBANY SECTION 15 TOWNSHIP 125 RANGE 031 TOWNSITE OF ALBANY SECTION 15 TOWNSHIP 125 RANGE
Legal Range	31W
Legal Township	125
Legal Section	15
Legal Subdivision	TOWNSITE OF ALBANY
Legal Block	7
Legal Lot Number	1-2
Jurisdiction	STEARNS MN
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1018
Census Tract	10402

Owner

321 4th St is owned by a company that bought it in August 2020.

Source: Stearns County records, as of March 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 402, AVON, MN 56310-0402
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Warranty Deed, Transfer
Nov 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Nov 20, 2018 · Amount on File
Deed Document Number	20201578429
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 25, 2020
Property Address	321 4TH ST, ALBANY, MN 56307-8327
Document Number	00A1578429
Instrument Date	Aug 20, 2020
Instrument	A1578429
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 117, SAINT JOSEPH, MN 56374-0117

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 20, 2018
Property Address	321 4TH ST, ALBANY, MN 56307-8327
Document Number	00A1533632
Instrument Date	Nov 16, 2018
Instrument	A1533632
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34431 COUNTY ROAD 155, AVON, MN 56310-8689

Tax Assessment & Valuation

The 2025 property tax bill for 321 4th St was $2,320.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albany City
County	Stearns County
Unified School District	Albany Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00	$126,200 Land $24,400 Building $101,800	$126,200 Land $24,400 Building $101,800
2023	$2,210.00	$106,600 Land $20,100 Building $86,500	$106,600 Land $20,100 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albany serves 2,805 people · EPA ID MN1730001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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