Stearns County property record for 220 4th St, Albany, MN 56307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,624 sqft · built 1925 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Mar 1996) |
| Tax Bill | $4,118 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-25536-0000 |
| Primary APN | 40-25536-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 1,509 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 4TH ST |
|---|---|
| City | ALBANY |
| State | MN |
| Zip | 56307-8354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N2 OF LT 8 & ALL OF 9 BLK 13 TOWNSITE OF ALBANY SECTION 15 TOWNSHIP 125 RANGE 031 TOWNSITE OF ALBANY SECTION 15 TOWNSHIP 125 |
| Legal Range | 31W |
| Legal Township | 125 |
| Legal Section | 15 |
| Legal Subdivision | TOWNSITE OF ALBANY |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10402 |
220 4th St is owned by two individuals who bought it in March 1996.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 7, ALBANY, MN 56307-0007 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 1996 · Amount on File |
| Deed Sale | Mar 10, 1996 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 220 4th St was $4,118.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albany City |
| County | Stearns County |
| Unified School District | Albany Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,118.00 | $232,900 (+0.17%) Land $32,900 Building $200,000 | $232,900 (+0.17%) Land $32,900 Building $200,000 |
| 2025 | $232,500 Land $27,300 Building $205,200 | $232,500 Land $27,300 Building $205,200 | |
| 2023 | $2,028.00 | $171,900 Land $26,400 Building $145,500 | $171,900 Land $26,400 Building $145,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albany serves 2,805 people · EPA ID MN1730001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Albany Mutual Telephone Association Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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