321 4th Ave NW, Hickory, NC 28601 Property Records

Catawba County property record for 321 4th Ave NW, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,147 sqft · built 1909
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Jan 2007)
Tax Bill$1,589 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN3703-18-41-7446

Property Details

APN / Parcel Number

Primary APN3703-18-41-7446
Alternative APN
  • 0020426

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,147 sqft Living Area
1st Floor Area2,768 sqft
Upper Floors Area1,384 sqft
Basement Area306 sqft
Unfinished Basement306 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialVinyl
Construction TypeFrame
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions165 ft deep x 152 ft wide
TerrainRolling
PorchPorch
Porch Area298 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address321 4TH AVE NW
CityHICKORY
StateNC
Zip28601-4921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description321 4TH AVE NW
JurisdictionCATAWBA NC
Township / Civil DivisionHICKORY
Census Block Group2
Census Block2032
Census Tract10501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakwood Historic District
listed 1986 · 52 contributing resources · NRIS 86000687

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address321 4TH AVE NW, HICKORY, NC 28601-4921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Dec 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2007 · Amount on Record
Deed SaleJan 24, 2007 · Amount on Record
Deed Document Number20072021
Deed Book / Page2810 / 491
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address321 4TH AVE NW, HICKORY, NC 28601-4921
Document Number0036080780
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedNov 23, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 4TH AVE NW HICKORY NC 286014921, HICKORY, NC 28601-4921

Mortgage

Document Number0036080780
DateOct 23, 2020
Book Page003608/000780
Instrument21862
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 22, 2035

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address321 4TH AVE NW, HICKORY, NC 28601-4921
Document Number0034841030
Instrument DateDec 11, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 4TH AVE NW HICKORY NC 286014921, HICKORY, NC 28601-4921

Mortgage

Document Number0034841030
DateDec 14, 2018
Book Page003484/001030
Instrument20663
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 13, 2038

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityHickory City
Unified School DistrictHickory City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$398,700 (-) Land $43,200 Building $355,500
2025$1,589.00 (-53.29%)$398,700 (+0.68%) Land $43,200 Building $355,500
2024$3,402.00 (+0.68%)
2023$3,379.00$396,000 Land $43,200 Building $352,800$398,700 Land $43,200 Building $355,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2013–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HICKORY
serves 71,393 people · EPA ID NC0118010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, Metronet.

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