437 4th Ave NW, Hickory, NC 28601 Property Records

Catawba County property record for 437 4th Ave NW, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,054 sqft · built 1927
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$277,000 (May 2009)
Tax Bill$1,353 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3703-18-31-9653

Property Details

APN / Parcel Number

Primary APN3703-18-31-9653
Alternative APN
  • 0020443

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,054 sqft Living Area
1st Floor Area4,108 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleConventional
Exterior MaterialStucco
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions146 ft deep x 65 ft wide
TerrainAbove Road/Slope
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area146 sqft
Patio Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address437 4TH AVE NW
CityHICKORY
StateNC
Zip28601-4922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 7 437 4TH AVE NW PL 1-69
Legal SubdivisionJ A MORETZ
Legal Lot Number7
JurisdictionCATAWBA NC
Township / Civil DivisionHICKORY
Census Block Group2
Census Block2033
Census Tract10501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Claremont High School Historic District
listed 1986 · 53 contributing resources · NRIS 86003357

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

437 4th Ave NW is owned and occupied by two individuals who bought it in May 2009.

Source: Catawba County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address437 4TH AVE NW, HICKORY, NC 28601-4922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
SHUFORD FEDERAL CREDIT UNION
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2009 · Amount on File
Deed SaleMay 28, 2009 · Amount on File
Prior SaleJun 1, 1998 · Amount on File
Deed Document Number200910690
Deed Book / Page2973 / 1832
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Recording DateMay 18, 2026
Property Address437 4TH AVE NW, HICKORY, NC 28601-4922
Document Number0000009863
Book / Page4021 / 566
Instrument DateMay 13, 2026
Instrument20269863
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyDATA SEARCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 4TH AVE NW, HICKORY, NC 28601-4922

Mortgage

Document Number0000009863,
DateMay 18, 2026
Book Page4021/566
Instrument20269863
Lender
NameSHUFORD FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 13, 2036
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address437 4TH AVE NW, HICKORY, NC 28601-4922
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyFIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035980644
DateSep 10, 2020
Book Page3598/644
Instrument18320
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 437 4th Ave NW was $1,353, down 53.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityHickory City
Unified School DistrictHickory City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,600 (-) Land $24,300 Building $315,300
2025$1,353.00 (-53.31%)$339,600 Land $24,300 Building $315,300
2024$2,898.00
2023$2,898.00$339,600 Land $24,300 Building $315,300$339,600 Land $24,300 Building $315,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 4th Ave NW in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2013–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 437 4th Ave NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HICKORY
serves 71,393 people · EPA ID NC0118010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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