321 3rd St NE, Wadena, MN 56482 Property Records

Wadena County property record for 321 3rd St NE, Wadena, MN 56482

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1930
Lot Size	0.344 acres (14,994 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2024)
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2017 Mortgage + 1 more
APN	`22-460-0440`

Property Details

APN / Parcel Number

Primary APN	`22-460-0440`

Interior

Stories	1 Story
Building Area	840 sqft Living Area
Basement Area	420 sqft
Finished Basement	420 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	14,994 sqft (0.344 acres)
Garage Type	Mixed
Garage Area	1,642 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	339 sqft

Location & Zoning

Street Address	321 3RD ST NE
City	WADENA
State	MN
Zip	56482-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASE & GARDNER'S
Legal Subdivision	CASE & GARDNER'S
Legal Block	9
Legal Lot Number	1
Jurisdiction	WADENA MN
Township / Civil Division	WADENA
Census Block Group	6
Census Block	6015
Census Tract	480300

Owner

Source: Wadena County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 3RD ST NE, WADENA, MN 56482-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage WADENA STATE BANK
Dec 13, 2017	Deed of Trust, Mortgage MID-CENTRAL FEDERAL SAVINGS BANK
Aug 15, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	20241721639
Prior Transfer Date	Aug 15, 2017
Prior Transfer Doc	247625
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Jun 2, 2023
Property Address	321 3RD ST NE, WADENA, MN 56482-1336
Document Number	0000264491
Instrument Date	Jun 1, 2023
Instrument	264491
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 3RD ST NE, WADENA, MN 56482-1336

Mortgage

Document Number	0000264492
Date	Jun 2, 2023
Instrument	264492

Lender

Name	WADENA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2043

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	321 3RD ST NE, WADENA, MN 56482-1336
Transaction Type	Mortgage
Record Updated	Dec 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 248610
Date	Dec 13, 2017
Instrument	248610

Lender

Name	MID-CENTRAL FEDERAL SAVINGS BANK
Type	Bank
Address	WADENA, MN 56482

Agreement

Amount	Amount Recorded
Term	126 Months
Due	Jun 1, 2028

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WADENA MN
Recording Date	Aug 15, 2017
Property Address	321 3RD ST NE, WADENA, MN 56482-1336
Document Number	247625
Instrument Date	Aug 15, 2017
Instrument	247625
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 3RD ST NE, WADENA, MN 56482-1336

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
Municipality	Wadena City
Unified School District	Wadena-Deer Creek School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,990.00 (+5.63%)
2025	$1,884.00 (+30.47%) Homeowner's exemption	$185,100 (+24.81%) Land $22,500 Building $162,600	$185,100 (+24.81%) Land $22,500 Building $162,600
2023	$1,444.00 Homeowner's exemption	$148,300 Land $11,300 Building $137,000	$148,300 Land $11,300 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jul 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wadena serves 4,332 people · EPA ID MN1800004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Fiber	1,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: West Central Telephone Association.

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