314 3rd St NE, Wadena, MN 56482 Property Records

Wadena County property record for 314 3rd St NE, Wadena, MN 56482

Property Summary

Property Type	Single Family Home
Details	616 sqft · built 2002
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Oct 2015)
Tax Bill	$754 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2024 Mortgage
APN	`22-510-0040`

Property Details

APN / Parcel Number

Primary APN	`22-510-0040`

Interior

Stories	1 Story
Building Area	616 sqft Living Area
Basement Area	616 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Detached
Garage Area	672 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	314 3RD ST NE
City	WADENA
State	MN
Zip	56482-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHWARTZ
Legal Subdivision	SCHWARTZ
Legal Lot Number	2
Jurisdiction	WADENA MN
Township / Civil Division	WADENA
Census Block Group	6
Census Block	6010
Census Tract	480300

Owner

314 3rd St NE is owned and occupied by an individual who bought it in October 2015.

Source: Wadena County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	314 3RD ST NE, WADENA, MN 56482-1337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit MID MINNESOTA FCU
Apr 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage MID MINNESOTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2015 · Amount on File
Deed Sale	Oct 20, 2015 · Amount on File
Prior Sale	Feb 6, 2009 · Amount on File
Deed Document Number	2015424188
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	314 3RD ST NE, WADENA, MN 56482-1337
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271180
Date	Dec 11, 2025
Instrument	271180

Lender

Name	MID MINNESOTA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 22, 2035

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	314 3RD ST NE, WADENA, MN 56482-1337
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000266844
Date	Apr 15, 2024
Instrument	266844

Lender

Name	MID MINNESOTA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 9, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 314 3rd St NE was $754 with a homeowner's exemption.

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
Municipality	Wadena City
Unified School District	Wadena-Deer Creek School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$754.00 Homeowner's exemption	$83,500 (-2.91%) Land $12,400 Building $71,100	$83,500 (-2.91%) Land $12,400 Building $71,100
2025		$86,000 Land $10,400 Building $75,600	$86,000 Land $10,400 Building $75,600
2023	$592.00 Homeowner's exemption	$69,600 Land $5,200 Building $64,400	$69,600 Land $5,200 Building $64,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 314 3rd St NE; there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jul 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 3rd St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wadena serves 4,332 people · EPA ID MN1800004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Fiber	1,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: West Central Telephone Association.

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