Hillsdale County property record for 321 1st St, Reading, MI 49274 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Ranch |
| Square Footage | 672 sqft Living Area |
| Lot Size | 16,335 sqft (0.375 acres) |
| Garage | 576 sqft |
| Last Sale | $52,000 (2019) |
| Tax Bill | $1,398.00 (2025) |
| Primary APN | 20-095-001-003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft 1st Floor |
| Stories | 1 Story |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 16,335 sqft (0.375 acres) |
| Lot Dimensions | 165 ft deep x 99 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 1ST ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 16.5 FT IN WIDTH OF LOT 1 & ALL LOT 2 THOMAS ADD SEC 27 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | THOMAS ADD |
| Legal Lot Number | 1,2 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 20-095-001-003
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11330 VILLAGE LN, CLINTON, MI 49236-9424 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Jan 12, 2021 | Intrafamily Transfer, Transfer |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Jun 14, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 14, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Apr 21, 2001 |
| Deed Book / Page | 1714 / 923 |
| Last Transfer Date | Jan 08, 2021 |
| Transfer Doc | 1783/651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 321 1ST ST, READING, MI 49274-9752 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 11330 VILLAGE LN, CLINTON, MI 49236-9424 |
| Document Number | 0001816/11 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 1816/11 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jan 12, 2021 |
| Property Address | 321 1ST ST, READING, MI 49274-9752 |
| Document Number | 1783/651 |
| Book / Page | 1783 / 651 |
| Instrument Date | Jan 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11330 VILLAGE LN, CLINTON, MI 49236-9424 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Feb 19, 2019 |
| Property Address | 321 1ST ST, READING, MI 49274-9752 |
| Document Number | 01714/0923 |
| Book / Page | 1714 / 0923 |
| Map Reference | LB 1 PG 10 |
| Instrument Date | Feb 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2665 HEMLOCK BEACH DR, 2665, READING, MI 49274-8628 |
| Name | Verified Name |
|---|---|
| Address | 6978 PHEASANT DRIVE, TEMPERANCE, MI 48182 |
| Document Number | 0001714924 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 1714/924 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jun 14, 2017 |
| Property Address | 321 1ST ST, READING, MI 49274-9752 |
| Document Number | 1658/0767 |
| Book / Page | 1658 / 0767 |
| Map Reference | LB1 PG10 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 1ST ST, 321, READING, MI 49274-9752 |
| Name | Verified Name |
|---|---|
| Address | 2665 HEMLOCK BEACH DR, READING, MI 49274-8628 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jun 14, 2017 |
| Property Address | 321 1ST ST, READING, MI 49274-9752 |
| Document Number | 1658/0766 |
| Book / Page | 1658 / 0766 |
| Map Reference | LB1 PG10 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 1ST ST, READING, MI 49274-9752 |
Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,800 (-3%) | $77,553 (-3.13%) Land $9,815 Building $67,738 | |
| 2025 | $1,398.00 (+14.4%) | $40,000 (+34.68%) | $80,059 (+34.87%) Land $9,815 Building $70,244 |
| 2023 | $29,700 | $59,359 Land $8,682 Building $50,677 | |
| 2021 | $1,222.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 2% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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