311 1st St, Reading, MI 49274 Property Records

Hillsdale County property record for 311 1st St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,062 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Dec 2023)
Tax Bill	$796 (2021)
Deeds & Mortgages	Dec 2023 Sale Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-095-001-005`

Property Details

APN / Parcel Number

Primary APN	`20-095-001-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,062 sqft Living Area
Gross Area	1,458 sqft
Basement Area	528 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	10,890 sqft (0.25 acres)
Garage Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	311 1ST ST
City	READING
State	MI
Zip	49274-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 THOMAS ADD SEC 27 T7S R4W CITY OF READING
Legal Subdivision	THOMAS ADD
Legal Lot Number	4
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4005
Census Tract	50400

Owner

Source: Hillsdale County records, as of January 23, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	212 N UNION ST, READING, MI 49274-9575
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer NOT AVAILABLE, ELEVATE TITLE AGENCY
Jun 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	0001862656
Deed Book / Page	1862 / 656
Record Updated	Jun 7, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 4, 2023
Property Address	311 1ST ST, READING, MI 49274-9752
Document Number	001862/656
Book / Page	1862 / 656
Map Reference	LB 1 PG 10
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 672, READING, MI 49274-0672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 N UNION ST, READING, MI 49274-9575

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 7, 2021
Property Address	311 1ST ST, READING, MI 49274-9752
Document Number	1797/651
Book / Page	1797 / 651
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	846 ORLAND RD, 846, BRONSON, MI 49028-8751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2311 KELSO RD, NORTH ADAMS, MI 49262-9726

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$20,100	$38,546 Land $8,170 Building $30,376
2021	$796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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