321 189th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 321 189th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,435 sqft · built 1986
Lot Size	0.258 acres (11,243 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,000 (Sep 2022)
Tax Bill	$4,828 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`786200-0-010`

Property Details

APN / Parcel Number

Primary APN	`786200-0-010`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,435 sqft Living Area
Gross Area	1,915 sqft
1st Floor Area	1,435 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,243 sqft (0.258 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	60 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	321 189TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 44 SPRING WOOD L 1 EASE OF RECORD SEG P-6074 HB EMS
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	SPRING WOOD
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 189TH STREET CT E, SPANAWAY, WA 98387-8356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 2, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	2022532
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 30, 2022
Property Address	321 189TH STREET CT E, SPANAWAY, WA 98387-8356
Document Number	0009300532
Map Reference	DOC 8101162075
Instrument Date	Sep 26, 2022
Instrument	202209300532
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,992.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 189TH STREET CT E, SPANAWAY, WA 98387-8356

Mortgage

Document Number	0009300533
Date	Sep 30, 2022
Instrument	202209300533

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	321 189TH STREET CT E, SPANAWAY, WA 98387-8356
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010020106
Date	Oct 2, 2019
Instrument	201910020106

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,400 (+7.29%) Land $175,800 Building $255,600	$431,400 (+7.29%) Land $175,800 Building $255,600
2025	$4,828.00 (+2.64%)
2024	$4,704.00 (-3.01%)	$402,100 (-4.83%) Land $187,500 Building $214,600	$402,100 (-4.83%) Land $187,500 Building $214,600
2023	$4,850.00	$422,500 Land $181,000 Building $241,500	$422,500 Land $181,000 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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