32091 Point Pl, Laguna Beach, CA 92651 Property Records

Orange County property record for 32091 Point Pl, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,224 sqft · built 1930
Lot Size	0.194 acres (8,427 sqft)
Owner	Company Name on Record
Last Sale	$3,647,482 (Nov 2021)
Tax Bill	$51,280 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2022 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`056-160-43`

Property Details

APN / Parcel Number

Primary APN	`056-160-43`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,392 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	8,427 sqft (0.194 acres)
Garage Area	330 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	32091 POINT PL
City	LAGUNA BEACH
State	CA
Zip	92651-6862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R BK 4 PG 2 PAR L R S 004-02 PAR L POR OF PAR AND POR OF PAR M
Legal Subdivision	LAGUNA BEACH
Legal Lot Number	L,M,Y
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2003
Census Tract	42305

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3416 VIA OPORTO, 301, NEWPORT BEACH, CA 92663-3945
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Mar 28, 2022	Intrafamily Transfer, Transfer · Construction Mortgage GENESIS CAPITAL LLC
Mar 28, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 29, 2021	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Mar 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Feb 28, 2019	Quit Claim Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS
Jun 29, 2017	Intrafamily Transfer, Transfer · Balloon Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Jun 20, 2016 · Amount on Record
Deed Document Number	2021721876
Last Transfer Date	Jan 25, 2022
Transfer Doc	0000117820
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32091 POINT PL, LAGUNA BEACH, CA 92651
Transaction Type	Mortgage
Record Updated	Mar 22, 2023
Title Company	NOT AVAILABLE, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 BALCONES WOODS DR, AUSTIN, TX 78759-5207

Mortgage

Document Number	0000056337
Date	Mar 13, 2023
Instrument	2023000056337

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.55%
Type Change Date	Jun 1, 2028
Change Frequency	Monthly
Min Rate At Change	3.95%
Max Rate At Change	10.9%
Index	1-Year T-Bill
Max Rate	10.9%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2022
Property Address	32091 POINT PL, LAGUNA BEACH, CA 92651
Document Number	0000117821
Map Reference	MB 4 PG 2
Instrument Date	Jan 25, 2022
Instrument	2022000117821
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 VIA OPORTO STE 301, 301, NEWPORT BEACH, CA 92663-3945

Mortgage

Document Number	0000117822
Date	Mar 28, 2022
Instrument	2022000117822

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2022
Property Address	32091 POINT PL, LAGUNA BEACH, CA 92651
Document Number	0000117820
Map Reference	MB 4 PG 2
Instrument Date	Jan 25, 2022
Instrument	2022000117820
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 VIA OPORTO STE 301, 301, NEWPORT BEACH, CA 92663-3945

November 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 29, 2021
Property Address	32091 POINT PL, LAGUNA BEACH, CA 92651
Document Number	0000721876
Map Reference	MB 4 PG 2
Instrument Date	Nov 29, 2021
Instrument	2021000721876
Transaction Type	Foreclosure
Record Updated	Dec 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 VIA OPORTO # E-301, E-301, NEWPORT BEACH, CA 92663-3932

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32091 POINT PL, LAGUNA BEACH, CA 92651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100900
Date	Mar 6, 2020
Instrument	2020000100900

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2021

February 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 28, 2019
Property Address	32091 POINT PL, LAGUNA BEACH, CA 92651
Document Number	0000063820
Instrument Date	Feb 27, 2019
Instrument	63820
Transaction Type	Construction Loan
Record Updated	Mar 12, 2019
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32091 POINT PL LAGUNA BEACH CA 92651, LAGUNA BEACH, CA 92651

Mortgage

Document Number	63821
Date	Feb 28, 2019
Instrument	63821

Lender

Name	CIVIC FIN'L SVCS
Address	2015 MANHATTAN BEACH BLVD # 106, REDONDO BEACH, CA 90278-1230

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 27, 2020

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 29, 2017
Property Address	32091 POINT PL, LAGUNA BEACH, CA 92651
Document Number	0000269186
Map Reference	MB 4 PG 2
Instrument Date	Jun 15, 2017
Instrument	2017000269186
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269187
Date	Jun 29, 2017
Instrument	2017000269187

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2018

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,979,187 (+2%) Land $4,894,542 Building $84,645
2025	$51,280.00 (-21.1%)	$4,881,556 (-20.24%) Land $4,798,570 Building $82,986
2024	$64,997.00 (+2%)
2023	$63,721.00 (+1.98%)	$6,120,000 Land $6,021,967 Building $98,033
2022	$62,485.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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