32039 Point Pl, Laguna Beach, CA 92651 Property Records

Orange County property record for 32039 Point Pl, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1930
Lot Size	0.055 acres (2,392 sqft)
Owner	Individual Name on Record
Last Sale	$1,500,000 (Apr 2018)
Tax Bill	$19,370 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-160-23`

Property Details

APN / Parcel Number

Primary APN	`056-160-23`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	744 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	2,392 sqft (0.055 acres)
Garage Area	306 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	32039 POINT PL
City	LAGUNA BEACH
State	CA
Zip	92651-6862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R BK 4 PG 2 PAR D
Legal Subdivision	SAN BERNARDINO BASE & MERIDIAN
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2003
Census Tract	42305

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7817 COOLGROVE DR, DOWNEY, CA 90240-2628
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 1, 2019	Grant Deed, Transfer · ARM ROYAL PACIFIC FUNDING CORP
Nov 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage KESWICK FINANCIAL GROUP INC
Apr 9, 2018	Grant Deed, Transfer FJM PRIVATE MORTGAGE FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018 · Amount on Record
Deed Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	2018125711
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32039 POINT PL, LAGUNA BEACH, CA 92651-6862
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7817 COOLGROVE DR, DOWNEY, CA 90240-2628

Mortgage

Document Number	0000443585
Date	Jul 9, 2021
Instrument	2021000443585

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 1, 2019
Property Address	32039 POINT PL, LAGUNA BEACH, CA 92651-6862
Document Number	0000064208
Instrument Date	Jan 8, 2019
Instrument	2019000064208
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7817 COOLGROVE DR, DOWNEY, CA 90240-2628
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064209
Date	Mar 1, 2019
Instrument	2019000064209

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.2%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	11.2%
Index	1-Year LIBOR
Max Rate	11.2%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32039 POINT PL, LAGUNA BEACH, CA 92651-6862
Document Number	0000406874
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9836 ATLANTIC AVE #C SOUTH GATE CA 902805219, C, SOUTH GATE, CA 90280-5219
Investor	Possibly a Property Investor

Mortgage

Document Number	0000406874
Date	Nov 9, 2018
Instrument	406874

Lender

Name	KESWICK FINANCIAL GROUP INC
Type	Bank
Address	CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 9, 2018
Property Address	32039 POINT PL, LAGUNA BEACH, CA 92651-6862
Document Number	0000125711
Instrument Date	Mar 23, 2018
Instrument	2018000125711
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000125712
Date	Apr 9, 2018
Instrument	2018000125712

Lender

Name	FJM PRIVATE MORTGAGE FUND LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000125713
Date	Apr 9, 2018
Instrument	2018000125713

Lender

Name	RM ENTERPRISES LLC
Type	Non-Lending Institution
Address	IRVINE, CA 92603

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,740,876 (+2%) Land $1,697,911 Building $42,965
2025	$19,370.00 (+5.39%)	$1,706,742 (+4.04%) Land $1,664,619 Building $42,123
2023	$18,380.00 (+2.82%)	$1,640,468 Land $1,599,979 Building $40,489
2022	$17,876.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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