Cameron County property record for 3209 Westgate Cir E, Harlingen, TX 78552 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,908 sqft · built 2019 |
| Lot Size | 0.187 acres (8,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,200 (Apr 2020) |
| Tax Bill | $3,491 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 885248-0010-028000 |
| Primary APN | 885248-0010-028000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 2,412 sqft |
| 1st Floor Area | 1,908 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 8,155 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 735 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 149 sqft |
| Storage Building | 112 sqft |
| Street Address | 3209 WESTGATE CIR E |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78552-0040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 BLK 1 WESTWAY SUBDIVISION PH I (C1-2866B & C1-2867A CCMR FILED 12-7-07) |
| Legal Subdivision | WESTWAY SUBDIVISION PH I |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 12104 |
Source: Cameron County records · APN 885248-0010-028000
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3209 WESTGATE CIR E, HARLINGEN, TX 78552-0040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 02, 2020 | Vendor's Lien, Transfer · VA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2020 · Amount on Record |
| Deed Sale | Apr 02, 2020 · Amount on Record |
| Deed Document Number | 202012156 |
| Prior Transfer Date | Apr 01, 2020 |
| Prior Transfer Doc | 202012156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 3209 WESTGATE CIR E, HARLINGEN, TX 78552-0040 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202107684 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-07684 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | Apr 02, 2020 |
| Property Address | 3209 WESTGATE CIR E, HARLINGEN, TX 78552-0040 |
| Document Number | 202012156 |
| Map Reference | CAB 1 PG 2866-B-2867 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 2020-12156 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Title Company | CALSIERRA TITLE COMPANY, SIERRA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3209 WESTGATE CIR E, HARLINGEN, TX 78552-0040 |
| Document Number | 202012157 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 2020-12157 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Cameron County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Municipality | Harlingen City |
| Unified School District | San Benito Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,688 (+1%) | $332,402 (+2.58%) Land $73,395 Building $259,007 | |
| 2025 | $3,491.00 (-20.75%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $272,444 (-8.49%) Land $62,386 Building $261,654 | $324,040 (+8.83%) Land $62,386 Building $261,654 |
| 2023 | $297,736 Land $33,436 Building $264,300 | $297,736 Land $33,436 Building $264,300 | |
| 2022 | $4,405.00 |
Source: FEMA National Flood Hazard Layer, Cameron County (48061C), updated July 18, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480610121041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 247 individual NFIP policies nearby |
| Nearby Flood Policies | 247 in force |
| Nearby Flood Claims | 18 (2018–2025) |
| Claims Outside the SFHA | 4 of 18 |
| Most Recent Claim | Apr 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 46% of the US · above 19% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless | 400 / 50 |
| Innercity Fibernet | Fixed Wireless (unlicensed) | 100 / 100 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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