3201 Westgate Cir E, Harlingen, TX 78552 Property Records

Cameron County property record for 3201 Westgate Cir E, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,627 sqft · built 2019
Lot Size	0.17 acres (7,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,624 (Jul 2026)
Tax Bill	$3,910 (2022)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`885248-0010-026000`

Property Details

APN / Parcel Number

Primary APN	`885248-0010-026000`
Alternative APN	`355623`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,627 sqft Living Area
Gross Area	2,221 sqft
1st Floor Area	1,627 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	7,403 sqft (0.17 acres)
Garage Type	Attached
Garage Area	594 sqft
Driveway	Concrete Driveway
Driveway Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft

Location & Zoning

Street Address	3201 WESTGATE CIR E
City	HARLINGEN
State	TX
Zip	78552-0040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BLK 1 WESTWAY SUBDIVISION PH I (C1-2866B & C1-2867A CCMR FILED 12-7-07)
Legal Subdivision	WESTWAY SUBDIVISION PH I
Legal Block	1
Legal Lot Number	26
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1045
Census Tract	12104

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3201 WESTGATE CIR E, HARLINGEN, TX 78552-0040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION
May 13, 2021	Vendor's Lien, Transfer · VA Mortgage GOLDWATER BANK NA
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 16, 2019	Vendor's Lien, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	202624542
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	202121054
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMERON TX
Recording Date	Jul 8, 2026
Property Address	3201 WESTGATE CIR E, HARLINGEN, TX 78552-0040
Document Number	0000024542
Instrument Date	Jul 7, 2026
Instrument	202624542
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 WESTGATE CIR E, HARLINGEN, TX 78552-0040

Mortgage

Document Number	0000024543,
Date	Jul 8, 2026
Instrument	202624543

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	May 13, 2021
Property Address	3201 WESTGATE CIR E, HARLINGEN, TX 78552-0040
Document Number	202121054
Map Reference	CAB 1 PG2866B&2867A
Instrument Date	May 11, 2021
Instrument	2021-21054
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6011 GALLANT FOREST DR, 6011, HOUSTON, TX 77088-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 WESTGATE CIR E, HARLINGEN, TX 78552-0040

Mortgage

Document Number	202121055
Date	May 13, 2021
Instrument	2021-21055

Lender

Name	GOLDWATER BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	3201 WESTGATE CIR E, HARLINGEN, TX 78552-0040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202030442
Date	Aug 31, 2020
Instrument	2020-30442

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jul 16, 2019
Property Address	3201 WESTGATE CIR E, HARLINGEN, TX 78552-0040
Document Number	201926237
Map Reference	CAB 1 PG 2866-B&2867
Instrument Date	Jul 15, 2019
Instrument	2019-26237
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3261 E 14TH ST, 3261, BROWNSVILLE, TX 78521-3317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 WESTGATE CIR E, HARLINGEN, TX 78552-0040

Mortgage

Document Number	201926238
Date	Jul 16, 2019
Instrument	2019-26238

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	San Benito Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,649 (+1%)	$312,579 (+2.45%) Land $66,627 Building $245,952
2025	Homeowner's exemption Veteran's exemption	$263,317 (-6.42%)	$305,114 (+8.44%) Land $56,633 Building $248,481
2023		$281,370 Land $30,352 Building $251,018	$281,370 Land $30,352 Building $251,018
2022	$3,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T, Verizon.

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