3209 Valley Rd, Mobile, AL 36605 Property Records

Mobile County property record for 3209 Valley Rd, Mobile, AL 36605

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1978
OwnerIndividual Name on Record
Last Sale$84,000 (Apr 2021)
Tax Bill$411 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR023207400004098

Property Details

APN / Parcel Number

Primary APNR023207400004098
Alternative APNs
  • 32 07 40 0 004 098.XXX
  • 01026044
  • 1026044

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
PorchOpen Porch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1026044
Old Parcel NumberR023207400004098
Street Address3209 VALLEY RD
CityMOBILE
StateAL
Zip36605-4145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 RIVER VALLEY MBK 29 P 86 #SEC 40 T5S R1W #MP32 07 40 0 004
Legal Range01W
Legal Township05S
Legal Section40
Legal SubdivisionRIVER VALLEY
Legal Lot Number4
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group3
Census Block3005
Census Tract1902

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3209 VALLEY RD, MOBILE, AL 36605-4145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Prior SaleOct 20, 1997 · Amount on Record
Deed Document Number2021027226
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateApr 29, 2021
Property Address3209 VALLEY RD, MOBILE, AL 36605-4145
Document Number0000027226
Map ReferenceMB 29 PG 86
Instrument DateApr 28, 2021
Instrument2021027226
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyDELTA S TITLE INC, DELTA SOUTH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 41261, MOBILE, AL 36666

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3209 VALLEY RD, MOBILE, AL 36605-4145
InvestorPossibly a Property Investor

Mortgage

Document Number0000027227
DateApr 29, 2021
Instrument2021027227
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411.00 (+4.58%) Homeowner's exemption$7,380 (+4.09%) Land $900 Building $6,480$73,800 (+4.09%) Land $9,000 Building $64,800
2024$393.00 (-0.76%) Homeowner's exemption$7,090 (-0.7%) Land $900 Building $6,190$70,900 (-0.7%) Land $9,000 Building $61,900
2023$396.00 Homeowner's exemption$7,140 (-) Land $900 Building $6,240$71,400 (-) Land $9,000 Building $62,400
2022$396.00 Homeowner's exemption$7,140 Land $900 Building $6,240$71,400 Land $9,000 Building $62,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims25 (1979–2017)
Claims Outside the SFHA8 of 25
Most Recent ClaimOct 2017 · Hurricane Nate
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims
  • Hurricane Katrina, Aug 2005 · 9 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 87% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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