3207 Valley Rd, Mobile, AL 36605 Property Records

Mobile County property record for 3207 Valley Rd, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,485 sqft · built 1980
Lot Size	0.256 acres (11,167 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2024)
Tax Bill	$1,417 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02320740000409803`

Property Details

APN / Parcel Number

Primary APN	`R02320740000409803`
Alternative APNs	`32 07 40 0 004 098.03X` `01026071` `1026071`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,053 sqft
Upper Floors Area	300 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,167 sqft (0.256 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Porch	Slab
Porch Area	444 sqft
Deck Area	405 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1026071
Street Address	3207 VALLEY RD
City	MOBILE
State	AL
Zip	36605-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 RIVER VALLEY MBK 29 P 86 #SEC 40 T5S R1W #MP32 07 40 0 004
Legal Range	05S
Legal Township	05S
Legal Section	40
Legal Subdivision	RIVER VALLEY
Legal Lot Number	3
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3005
Census Tract	1902

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3207 VALLEY RD, MOBILE, AL 36605-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Jul 7, 2023	Warranty Deed, Transfer DELTA S TITLE INC, DELTA SOUTH TITLE INC
Feb 9, 2023	Warranty Deed, Transfer · Commercial Mortgage CENTRAL FLORIDA INCOME FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Jul 7, 2023 · Amount on Record
Deed Document Number	202435827
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3207 VALLEY RD, MOBILE, AL 36605-4145
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 VALLEY RD, MOBILE, AL 36605-4145

Mortgage

Document Number	0000051883
Date	Aug 28, 2023
Instrument	2023051883

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 7, 2023
Property Address	3207 VALLEY RD, MOBILE, AL 36605-4145
Document Number	0000040340
Map Reference	MB 29 PG 86
Instrument Date	Jul 7, 2023
Instrument	2023040340
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	DELTA S TITLE INC, DELTA SOUTH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6609 SUNDOWN AVE, BILOXI, MS 39532-5209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 VALLEY RD, MOBILE, AL 36605-4145

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 9, 2023
Property Address	3207 VALLEY RD, MOBILE, AL 36605-4145
Document Number	0000006857
Map Reference	MB 29 PG 86
Instrument Date	Feb 8, 2023
Instrument	2023006857
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4151 FOWL RIVER RD, THEODORE, AL 36582-9785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6609 SUNDOWN AVE, BILOXI, MS 39532-5209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006858
Date	Feb 9, 2023
Instrument	2023006858

Lender

Name	CENTRAL FLORIDA INCOME FUND LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,417.00 (+10.02%)	$11,080 (+10.03%) Land $900 Building $10,180	$110,800 (+10.03%) Land $9,000 Building $101,800
2024	$1,288.00 (+68.37%)	$10,070 (+67%) Land $900 Building $9,170	$100,700 (+67%) Land $9,000 Building $91,700
2023	$765.00 (+1.73%)	$6,030 (-48.46%) Land $900 Building $5,130	$60,300 (+3.08%) Land $9,000 Building $51,300
2022	$752.00	$11,700 Land $1,800 Building $9,900	$58,500 Land $9,000 Building $49,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	25 (1979–2017)
Claims Outside the SFHA	8 of 25
Most Recent Claim	Oct 2017 · Hurricane Nate
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Katrina, Aug 2005 · 9 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

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