3209 Slate Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3209 Slate Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	2,342 sqft Heated Area
Lot Size	13,721 sqft (0.314 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2016)
Tax Bill	$3,430.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`125705`
Alternative APN	`222630023200011020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,342 sqft Heated Area
Gross Area	3,349 sqft Gross Area
1st Floor	2,342 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,721 sqft (0.314 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	462 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	168 sqft Patio
Porch	Open Porch
Porch Area	269 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	125705
Street Address	3209 SLATE RD
City	SAINT CLOUD
State	FL
Zip	34772-6507
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KEYSTONE POINTE PHASE 2 PB 16 PGS 197-198 LOT 102
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	KEYSTONE POINTE
Legal Phase	2
Legal Tract	232
Legal Block	1
Legal Lot Number	102
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1017
Census Tract	43207

Owner

Source: Osceola County records · APN 125705

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3209 SLATE RD, SAINT CLOUD, FL 34772-6507
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2016 · Amount on Record
Deed Sale	Jul 19, 2016 · Amount on Record
Prior Sale	Mar 14, 2012 · Amount on Record
Deed Doc Number	2016110241
Deed Book / Page	4995 / 0779
Record Refreshed	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3209 SLATE RD, SAINT CLOUD, FL 34772-6507
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 SLATE RD, SAINT CLOUD, FL 34772-6507

Mortgage

Document Number	0058630597
Date	Jan 04, 2021
Book Page	5863/597
Instrument	2021000034

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,430.00 (+6.32%) Homeowner's exemption	$234,547 (+5.99%)	$377,000 (+8.52%) Land $75,000 Building $302,000
2023	$3,226.00 (+3.66%) Homeowner's exemption	$221,299 (+3%)	$347,400 (+8.46%) Land $60,000 Building $287,400
2022	$3,112.00 Homeowner's exemption	$214,854	$320,300 Land $55,000 Building $265,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 441 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.