3208 Slate Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3208 Slate Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	3,016 sqft Heated Area
Lot Size	11,108 sqft (0.255 acres)
Occupancy	Owner Occupied
Last Sale	$308,000 (2020)
Tax Bill	$4,268.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`125714`
Alternative APN	`222630023200011110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,016 sqft Heated Area
Gross Area	3,437 sqft Gross Area
1st Floor	3,016 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,108 sqft (0.255 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage
Patio Area	210 sqft Patio
Porch	Open Porch
Porch Area	21 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	125714
Street Address	3208 SLATE RD
City	SAINT CLOUD
State	FL
Zip	34772-6521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KEYSTONE POINTE PHASE 2 PB 16 PGS 197-198 LOT 111
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	KEYSTONE POINTE
Legal Phase	2
Legal Tract	232
Legal Block	1
Legal Lot Number	111
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43207

Owner

Source: Osceola County records · APN 125714

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3208 SLATE RD, SAINT CLOUD, FL 34772-6521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	Oct 05, 2005 · Amount on Record
Deed Doc Number	2020176219
Deed Book / Page	5860 / 138
Record Refreshed	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 29, 2020
Property Address	3208 SLATE RD, SAINT CLOUD, FL 34772-6521
Document Number	0058600138
Book / Page	005860 / 000138
Instrument Date	Dec 28, 2020
Instrument	176219
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3208 SLATE RD ST CLOUD FL 347726521, ST CLOUD, FL 34772-6521

Mortgage

Document Number	58600140
Date	Dec 29, 2020
Book Page	005860/000140
Instrument	176220

Lender

Name	HAMILTON HM LNS INC
Address	SUNRISE, FL 33323

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,268.00 (+6.14%) Homeowner's exemption	$281,328 (+5.99%)	$387,700 (+4.02%) Land $75,000 Building $312,700
2023	$4,021.00 (+3.5%) Homeowner's exemption	$265,437 (+3%)	$372,700 (+8.6%) Land $60,000 Building $312,700
2022	$3,885.00 Homeowner's exemption	$257,706	$343,200 Land $55,000 Building $288,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.