3209 Merganser Dr, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3209 Merganser Dr, Laurel, MD 20724 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,400 sqft · built 2020
Lot Size	0.047 acres (2,040 sqft)
Owner	Individual Name on File
Last Sale	$607,500 (Mar 2026)
Tax Bill	$6,653 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-058-90250907`

Property Details

APN / Parcel Number

Primary APN	`04-058-90250907`
Alternative APNs	`4-058-90250907` `05890250907`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,040 sqft (0.047 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	05890250907
Street Address	3209 MERGANSER DR
City	LAUREL
State	MD
Zip	20724-1333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 2-93 WATERSHED
Legal Subdivision	WATERSHED
Legal Block	1
Legal Lot Number	2-93
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	751500

Owner

Source: Anne Arundel County records · APN 04-058-90250907

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3209 MERGANSER DR, 2-93, LAUREL, MD 20724-1333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 31, 2026	Deed, Transfer BRENNAN TITLE COMPANY
Jan 28, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Mar 31, 2026 · Amount on Record
Deed Book / Page	42212 / 424
Record Updated	Jun 08, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 31, 2026
Property Address	3209 MERGANSER DR, LAUREL, MD 20724-1333
Document Number	0422120424
Book / Page	42212 / 424
Map Reference	MB 364 PG 43-48
Instrument Date	Mar 24, 2026
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	BRENNAN TTL CO NATL ACCOUNTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3209 MERGANSER DR # 2-93, 2-93, LAUREL, MD 20724-1333

Mortgage

Document Number	0042212433
Date	Mar 31, 2026
Instrument	42212/433

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 31, 2026
Property Address	3209 MERGANSER DR, LAUREL, MD 20724-1333
Document Number	0422120416
Book / Page	42212 / 416
Map Reference	MB 364 PG 43-48
Instrument Date	Mar 24, 2026
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 MERGANSER DR # 2-93, 2-93, LAUREL, MD 20724-1333
Investor	Possibly a Property Investor

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 28, 2021
Property Address	3209 MERGANSER DR, LAUREL, MD 20724-1333
Document Number	0360430381
Book / Page	36043 / 381
Map Reference	MB 364 PG 43-48
Instrument Date	Nov 20, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 07, 2023
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,186.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9302 LEE HWY # 1000, 1000, FAIRFAX, VA 22031-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3209 MERGANSER DR # 2-93, 2-93, LAUREL, MD 20724-1333

Mortgage

Document Number	0036043387
Date	Jan 28, 2021
Instrument	36043/387

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$534,800 (+12.62%) Land $180,000 Building $354,800	$534,800 (-) Land $180,000 Building $354,800
2024	$6,653.00 (+33.62%)
2023	$4,979.00 Homeowner's exemption	$474,867	$534,800 Land $180,000 Building $354,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037515001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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