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3205 Merganser Dr, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3205 Merganser Dr, Laurel, MD 20724 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details4 ba · 2,160 sqft · built 2020
Lot Size0.056 acres (2,465 sqft)
OwnerIndividual Name on File
Last Sale$543,379 (Mar 2021)
Tax Bill$5,636 (2023)
Deeds & MortgagesAug 2021 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-058-90250905

Property Details

APN / Parcel Number

Primary APN04-058-90250905
Alternative APN
  • 05890250905

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,160 sqft Total Area
Basement Area576 sqft
Finished Basement576 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,465 sqft (0.056 acres)
Garage TypeBasement
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number05890250905
Street Address3205 MERGANSER DR
CityLAUREL
StateMD
Zip20724-1333
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 2-91 3205 MERGANSER DRIVE WATERSHED
Legal Lot Number2-91
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group1
Census Block1008
Census Tract751500

Owner

Source: Anne Arundel County records · APN 04-058-90250905

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3205 MERGANSER DR, LAUREL, MD 20724-1333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Deed of Trust, Mortgage · FHA Mortgage
FIRST HOME MORTGAGE CORP
Mar 12, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Prior SaleAug 24, 2020 · Amount on Record
Deed Document Number0036350467
Deed Book / Page36350 / 467
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3205 MERGANSER DR, LAUREL, MD 20724-1333
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0372960252
DateAug 02, 2021
Book Page37296/252
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term355 Months
DueMar 01, 2051

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionANNE ARUNDEL MD
Recording DateMar 12, 2021
Property Address3205 MERGANSER DR, LAUREL, MD 20724-1333
Document Number0363500467
Book / Page36350 / 467
Map ReferenceMB 364 PG 43-48
Instrument DateFeb 25, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 10, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,792.24
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9302 LEE HWY # 1000, 9302, FAIRFAX, VA 22031-1214

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3205 MERGANSER DR, LAUREL, MD 20724-1333

Mortgage

Document Number0036350473
DateMar 12, 2021
Instrument36350/473
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,636.00$516,133$579,400 Land $180,000 Building $399,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037515001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
Believe WirelessFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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