3209 Franklin Ave, Waco, TX 76710 Property Records

McLennan County property record for 3209 Franklin Ave, Waco, TX 76710

Property Summary

Property Type	Commercial
Details	3,600 sqft · built 2009
Lot Size	0.311 acres (13,547 sqft)
Owner	Individual Name on File
Last Sale	$763,800 (Jun 2024)
Tax Bill	$7,521 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-027800-012400-0`

Property Details

APN / Parcel Number

Primary APN	`48-027800-012400-0`
Alternative APNs	`480278000066008` `353193`

Interior

Stories	1 Story
Building Area	3,600 sqft Gross Area
1st Floor Area	3,600 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	13,547 sqft (0.311 acres)
Lot Dimensions	168 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3209 FRANKLIN AVE
City	WACO
State	TX
Zip	76710-7319
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M2
Legal Description	MANN J W LOT 15 BLOCK 7A ACRES .311
Legal Subdivision	MANN J W
Legal Block	7A
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4011
Census Tract	2498

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Castle Heights Historic District listed 2009 · 181 contributing resources · NRIS 07000495

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3209 Franklin Ave, a commercial property, is owned by an individual who bought it in June 2024.

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4552 WESTCHESTER DR, WACO, TX 76710-1333
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	May 20, 2008
Deed Document Number	202417940
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3209 FRANKLIN AVE, WACO, TX 76710-7319
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4552 WESTCHESTER DR, WACO, TX 76710-1333

Mortgage

Document Number	0000035007
Date	Nov 13, 2025
Instrument	2025035007

Lender

Name	CADENCE BANK NA
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3209 Franklin Ave was $7,521, up 13.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,750 (+0.07%) Land $108,380 Building $226,370	$334,750 (+0.07%) Land $108,380 Building $226,370
2025	$7,521.00 (+13.1%)	$334,530 Land $108,380 Building $226,150	$334,530 Land $108,380 Building $226,150
2024	$6,650.00
2023		$294,840 Land $108,380 Building $186,460	$294,840 Land $108,380 Building $186,460
2022	$6,610.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3209 Franklin Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1991)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 1991 · Severe Thunderstorms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3209 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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